| Last updated on October 27th, 2023
CCU Business Visa Platinum
CCU Business Visa Platinum
CCU Business Visa Platinum
- 13.70% to 23.70% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 13.70% to 23.70% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 13.70% to 23.70% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The CCU Business Visa Platinum Card is a no-sense business credit card from Consumers Credit Union. The card features a highly competitive APR, complimentary employee cards, and sophisticated account management tools. The card also features no annual fee and no additional fees for cash advances.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Additional employee cards at no extra cost
- No balance transfer fees
- No cash advance fees
- No annual fee
- Auto rental insurance
- Travel accident insurance coverage up to $500,000
- Regular Purchase APR: 13.70% to 23.70% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 13.70% to 23.70% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 13.70% to 23.70% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 5% of the amount of each cash advance or $5, whichever is greater
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $25 when the minimum is not made within 5 days
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $25 per occurence
- You already bank with Consumers Credit Union
- You want a straightforward business card with a great APR
- You don’t want to pay an annual fee
CCU Business Visa Platinum Review
The CCU Business Visa Platinum Card is a straightforward business credit card designed to make running your business easier. The card, offered by Northern Illinois-based credit union Consumers Credit Union, features a very competitive APR on purchases, balance transfers, and cash advances. The rate, beginning from around 10% is highly competitive in the business card space, and while the actual rate may vary (depending upon both the creditworthiness of the applicant and the current Prime Rate), it more than stands up to similarly positioned business cards from larger lenders.
The CCU Business Visa Platinum also makes it easy for companies to keep track of their spending. Extra employee cards are available at no additional cost, with the ability to create unique spending caps for each employee card – so no one overspends the company money. The card also provides a suite of online account management tools, so businesses can see where their money is being spent – and when.
The CCU Business Visa Platinum Card also benefits from Visa’s comprehensive fraud and travel protections, so not only is your money safe, but your employees are protected should anything happen when work takes them far from home. They can expect accident coverage through Visa’s auto rental insurance waiver, travel accident insurance coverage, and 24/7 travel and emergency assistance.
Should You Apply for the CCU Business Visa Platinum?
The CCU Business Visa Platinum from Consumers CU is a great choice for companies that want to get the most out of their business credit card. The great low APR, account management tools, and protections from Visa are further accentuated by no annual fee and no cash advance fee, making this card a no-brainer for Illinois businesses who want a straightforward business card that delivers in all the ways that matter.
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