Webster Bank

Webster Bank is a regional bank centered in New York. The bank has branches throughout Long Island and New York City, with additional locations in Upstate New York, Connecticut and Rhode Island. Browse Webster Bank credit cards below.

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Webster Bank Platinum Card

Webster Bank Platinum Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Webster Bank Platinum Card

  • 19.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 18 months from account opening date Intro Purchase APR

At a Glance

The Sterling National Bank Visa® Platinum Card provides a great rate and an extensive 0% intro APR period in one neat package. The card also benefits from no annual fee, plus a host of Visa® perks and protections.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No interest on purchases or balance transfers for 18 months
  • Sterling National Bank's lowest available APR
  • Visa protections and benefits
  • Intro Purchase APR: 0% for 18 months from account opening date
  • Regular Purchase APR: 19.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 18 months from account opening date
  • Balance Transfer APR: 19.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $41
  • You live on Long Island or in the Greater NYC area
  • You already carry a credit card balance you want to pay down significantly
  • You prefer the option of financing a large purchase over 18 months instead of rewards points
  • You do't want to pay an annual fee

Webster Bank College Real Rewards Card

Webster Bank College Real Rewards Card
Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair
Visa Processing Network
None Annual Fee

Webster Bank College Real Rewards Card

  • 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Sterling National Bank Visa® College Real Rewards Card earns cardholders 1.5 points for every dollar they spend. Additionally, new cardholders earn 2,500 bonus points on their first purchase. What’s more, new cardholders can take advantage of 0% APR for six months on purchases and balance transfers. All of these credit card benefits are available for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 1.5 points for every dollar spent
  • Earn 2,500 bonus points on your first purchase
  • Enjoy 0% introductory APR on balance transfers and purchases
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $41
  • You're new to credit cards but do not need a secured card
  • You would like to earn points on purchases
  • You want to earn bonus points on your first purchase
  • You do't want to pay an annual fee
  • You like having 0% APR for 6 months on purchases
  • You need to transfer a balance you plan to pay off in 6 months

Webster Bank Visa® Secured Card

Webster Bank Visa® Secured Card
Fair-Poor
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair / Poor
Visa Processing Network
None Annual Fee

Webster Bank Visa® Secured Card

  • 29.24% variable based on the Prime Rate Regular Purchase APR
  • 29.24% variable based on the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The Webster Bank Visa® Secured Card offers cardholders a $5,000 credit limit. Applicants must submit a security deposit that will equal the amount of the credit limit. This card features one flat interest rate for all cardholders. Additionally, cardholders must pay a $35 annual fee to use this card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • One flat APR for all
  • Credit limit up to $5,000
  • Earn interest on your security deposit
  • Get a free extra card
  • Regular Purchase APR: 29.24% variable based on the Prime Rate
  • Balance Transfer APR: 29.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $41
  • Minimum Deposit Required: $300
  • You have poor credit or no credit
  • You need to build or repair your credit
  • You prefer to know what your APR will be before you apply
  • You do not need a high credit limit

Webster Visa® Business Real Rewards Card

Webster Visa® Business Real Rewards Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Webster Visa® Business Real Rewards Card

  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Webster Visa® Business Real Rewards Card earns cardholders 1.5 points for every dollar they spend. There is no limit to how many points you can earn with this card. New cardholders also earn 2,500 points on their first purchase. What’s more, new cardholders can take advantage of 0% APR for six months on purchases and balance transfers. All of these features are available with no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 1.5 points for every dollar you spend
  • Earn 2,500 bonus points after your first purchase
  • 0% introductory APR for 6 months on balance transfers and purchases
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 32.49% variable based on the Prime Rate
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
  • You don’t want to pay an annual fee to use a credit card
  • You want to earn points on all your business purchases
  • You would like to earn bonus points when you sign up
  • You like having 0% APR for 6 months on purchases
  • You need to transfer a credit card balance and intend to pay it off in 6 months

Webster Visa Business Cash Preferred Card

Webster Visa Business Cash Preferred Card
Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair
Visa Processing Network
None Annual Fee

Webster Visa Business Cash Preferred Card

  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Webster Visa® Business Cash Preferred Card is a cash back credit card designed for business owners who want to earn rewards from everyday business purchases. Between cash back rewards and the lack of an annual fee, the card allows owners to grow their company with ease and minimal costs.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services
  • 2% cash back on restaurant and gas station eligible net purchases
  • 1% cash back on all other eligible net purchases
  • Earn unlimited cash back that does not expire for five years
  • Special cash back bonus of $25 after first purchase
  • 0% introductory APR on purchases and balance transfers for the first six months of account opening
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 32.49% variable based on the Prime Rate
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
  • You own or operate a business
  • You want to earn up to 3% cash back for all eligible purchases for your business
  • You would like a credit card that does not charge an annual fee
  • You will take advantage of an introductory APR offer by making a large business purchase with your new card, or by transferring a balance to pay down existing debt interest-free
  • You want free employee cards that have individual credit limits and earn rewards that accrue to the accountholder’s total

About Webster Bank

Webster Bank is a northeastern bank and financial institution that serves customers in New York and New Jersey.

The bank traces its roots to 1888 and has been proudly serving its members in the Greater New York metropolitan area since then. The bank is currently listed on the New York Stock Exchange (NYSE) under the ticker symbol  STL. It is also one of the largest regional banks in the United States, with assets of over $30 billion as of 2019.

Webster provides a full array of banking services and products for companies and individuals. These services include banking accounts, wealth management, investments, credit cards, loans, and commercial banking services.

Branch Locations

Webster currently operates over 175 branches in Connecticut, New York, Massachusetts, and Rhode Island. Branch location span from Long Island to the NY metropolitan area (including Northern New Jersey and the Five Boroughs of New York City), and up into the Hudson Valley.

For a complete listing of Webster branch locations, ATM locations, and contact information for these branches, please visit the bank’s dedicated locations page.

FAQs About Webster Bank

Here you will find answers to common questions about Webster Bank:

  • Webster Bank’s routing numbers are 211170101 (CT customer), 211370231 (MA/RI customers), and 021973019 (NY customers).
  • To speak with a personal banking specialist, please call 800-325-2424.
  • Yes. Webster Bank acquired Sterling National Bank in 2022.

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