Sheetz Visa® Credit Card: Save Up to 8¢ Off!

In-Depth Review: Sheetz Visa® Card

The Sheetz Visa® Credit Card is a gas rewards credit card from the leading Eastern-U.S. gas station and convenience store, Sheetz. The card, issued by Synchrony Bank, offers savings on every eligible fill-up at Sheetz locations, in-store cash back, and more – all for no annual fee.

Save Up to 8 Cents on Gas

The Sheetz Visa is a gas rewards credit card at its core – and it is here where the card saves most. Cardholders save 5 cents per gallon when used at Sheetz pumps, and that saving is supercharged with a MySheetz Rewardz membership, however.

Using MySheetz Rewardz with the Sheetz Visa Card entitles the cardholder to 8 cents back per gallon of gas purchased at Sheetz stations and service centers, including Pennsylvania, West Virginia, Maryland, Ohio, Virginia, and North Carolina.

Earn 5% Back in-Store – and More

The card also earns valuable rewards in-store with Sheetz. Cardholders earn 5% back on in-store purchases at any Sheetz location. Keep in mind that car wash purchases made at fuel pumps will not earn any rewards, however.

The Sheetz Visa also earns 1% cash back on all other purchases from any merchant (other than Sheetz) whose merchant category code is classified by the payment card industry as “Service Stations” (MCC 5541) or “Automated Fuel Dispensers” (MCC 5542). This final category is fairly confusing, given that most credit cards offer a flat 1% back on all other purchases – and don’t use restrictive language as Sheetz does.

How to Redeem MySheetz Rewardz

Fuel savings and cash back rewards with the Sheetz Visa Card take the form of rewards points – or, to put it more accurately, Rewardz points. Points apply towards various redemption options, with the most common options including Sheetz merchandise, food, or statement credits. Other redemption options for MySheetz Rewardz include:

• Merchandise
• Gift cards/certificates
• Travel (Airline, Hotel, and Car Rentals)
• Cash back as a statement credit to the Account, an ACH deposit to any checking or savings account (ABA routing number required), or as a check sent by mail
• Other goods and services

There is no limit on the number of points that can be earned. Points are redeemed on a first-in, first-out basis, and they will expire on or after the fifth anniversary of their award.

Sheetz Visa Comparison

Which gas rewards credit card is right for you? Here is how the Sheetz Visa compares with other co-branded fuel rewards credit cards:

	Sheetz Visa® Credit Card	Buc-ee’s Platinum Mastercard®	Shell Fuel Rewards Mastercard
Annual fee	$0	$0	$0
Fuel discount	Up to 8¢ per gallon with a MySheetz Rewardz membership	10¢ discount on fuel at Buc-ee’s stations	10¢ per gallon (up to 35 gallons*) at Shell pumps
Other	5% back on Sheetz in-store purchases and 1% back everywhere else	No cash advance or balance transfer fees	10% Shell rebates on your first $1,200 Shell non-fuel purchases per year, 2% on your first $10,000 Dining and Groceries purchases Per year, 1% on all else
Network	Visa	Mastercard	Mastercard

There are plenty of excellent cash back credit cards for gas rewards as well, including retail cards like the Sam’s Club® Mastercard®, the  Capital One® Walmart Rewards™ Card, the Costco Anywhere Visa® Card by Citi, and even the Bilt Mastercard from Wells Fargo.  

Related Article: The Best Credit Cards for Gas Rewards

Other Card Features

As a Visa Platinum credit card, the Sheetz Visa Card features the following protections and security features:

Synchrony Ratings

How does Synchrony stack up as a credit card issuer? Here is a selection of ratings for the bank:

Should You Apply for the Sheetz Visa® Card?

Co-branded gas rewards cards are great for commuters dedicated to a particular brand – and the Sheetz Visa Card is no different. The card provides exceptional savings at Sheetz pumps, plus up to 5% back in-store – all for no annual fee.

However, the geographic restrictions with Sheetz make the card difficult to use outside of Sheetz’s home base. This shortcoming is especially evident with the 1% back category, as it lacks the flat rate earning potential of most other competitors instead of a confusing earning structure.

Ultimately, the Sheetz Visa lacks some of the oomph of other gas station credit cards, such as the Sam’s Club Mastercard, Citi’s Meijer Mastercard, or even the Ducks Unlimited Visa. Still, the card provides plenty of value for Sheetz aficionados on the east coast, especially when paired with a MySheetz Rewardz elite tier. For those looking for a credit card that provides broader rewards, the Citi Rewards+® Card is another popular gas reward credit card that earns 2X on groceries and gas and 1X on all other purchases.