Find the Best Credit Card by Category
With thousands of credit cards available in the U.S. alone, it can be challenging to find exactly what you’re looking for. Fortunately, we’ve broken our top picks down into select categories:
The Best Credit Card for 0% Intro APR
A 0% intro APR credit card is quite simply a card that offers an introductory interest rate of 0%. This welcome rate can apply to purchases, balances transfers, or both. A card with a 0% intro APR is often as popular as balance transfer credit cards. This is especially true when the former feature a low APR once the introductory period ends.
BEST FEATURES
- 0% Intro APR on balance transfers and purchases for 15 months
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
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- Balance transfers must be completed within 4 months of account opening
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- View the full terms and conditions here
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What is the Longest 0% APR Credit Card?
What credit cards offer the longest 0% APR period for new applicants? Here are the current longest intro periods to help find your BestCard
The Ultimate Guide to Credit Cards for Groceries & Delivery Services
Looking for a new credit card for groceries? Here’s how to decide between a cash back card, a grocery card, and a credit card for deliveries.
The Best Credit Cards for Balance Transfers
Thinking about getting a balance transfer credit card? Here are the best credit cards for balance transfers with the longest 0% intro APR.
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The Best Credit Card for Balance Transfers
Maintaining a solid credit score means keeping your card balances below 30% of your overall available credit. One way to quickly pay down existing credit card balances is by transferring existing debt to a new credit card at a lower interest rate. Save money with some of the top balance transfer credit card picks from our staff:
BEST FEATURES
- Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
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- *View the full terms and conditions here
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The Best Credit Cards for Balance Transfers
Thinking about getting a balance transfer credit card? Here are the best credit cards for balance transfers with the longest 0% intro APR.
How to Avoid Paying Interest on Your Credit Card Balance
Credit cards are powerful financial tools, but the interest charges you pay on them can be overwhelming unless you know a few workarounds to avoid paying interest altogether.
Tips for Choosing a Balance Transfer Credit Card
Having trouble choosing a new balance transfer credit card? Here are some helpful tips for making sure you get the right card.
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The Best Credit Card With a Low APR
The best credit scores enjoy the lowest interest rates. A low APR credit card is one where the interest charged is below the national average. Browse leading low APR credit card picks from our team.
BEST FEATURES
- Get free access to your FICO® Score online
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more
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- Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- View the full terms and conditions here
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What is the Longest 0% APR Credit Card?
What credit cards offer the longest 0% APR period for new applicants? Here are the current longest intro periods to help find your BestCard
The Best Credit Cards for Balance Transfers
Thinking about getting a balance transfer credit card? Here are the best credit cards for balance transfers with the longest 0% intro APR.
Tips for Choosing a Balance Transfer Credit Card
Having trouble choosing a new balance transfer credit card? Here are some helpful tips for making sure you get the right card.
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The Best Credit Card for Businesses
Business credit cards work like personal cards, with a few key differences – namely, how they use and affect credit. Don’t settle for a personal card that doesn’t fit your company’s needs; browse the top small business credit cards available.
BEST FEATURES
- Ideal for companies that struggle with expense reports, reimbursements, receipts, and expensive annual service contracts
- Combines seamless expense management software with business cards so you never have to process another expense report
MORE INFO
- View the full terms and conditions here
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PayPal and WebBank Launch Business Credit Card
PayPal has a new small business credit card: the PayPal Business Cashback Mastercard which earns 2% back on all purchases with $0 annual fee.
Chase Tightening Rules on Business Credit Card Applications
Chase is tightening its rules on small business credit cards. How will the news affect you? Read the whole story here.
Former Amazon Exec to Lead SoFi Credit Card Business
SoFi recently announced plans to launch a credit card division with Mastercard. Now, the company has chosen an long-time Amazon exec to lead the initiative.
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The Best Credit Card for Improving Poor Credit
If you have no credit history or you’ve had some issues with finances in the past, you may have a hard time getting approved for a credit card. Yet without one, it can be difficult to build or rebuild your credit score to qualify for future offers. Build credit with a credit repair or credit builder credit card.
BEST FEATURES
- No credit check to apply and find out instantly if you are approved
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
MORE INFO
- View the full terms and conditions here.
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11 of the Easiest Credit Cards to Get with Bad Credit
Looking to find the best credit cards for bad credit? The BestCards team has you covered with our guide to the top choices for rebuilding a damaged credit score.
The Best Secured Credit Cards
A secured credit card can help you build a low credit score fast. Here are the best secured credit cards
The Best Credit Cards for Fair Credit
Have an average or fair credit score but are struggling to find the right credit card? Here are our top credit cards for fair credit.
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The Best Secured Credit Card
Building credit can start at any time, and a secured credit card is a great way to begin!
BEST FEATURES
- Start Building Your Credit with as Little as $100
- No Credit History or Minimum Credit Score Required!
- Reports to all 3 Major Credit Bureaus
MORE INFO
- Pay 6-months-on-time and apply to get a second credit card in your wallet!
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What Is the Average Credit Card APR?
Wonder what the average credit card APR is? Wonder no more! Here are the current average interest rates on credit cards of all types!
11 of the Easiest Credit Cards to Get with Bad Credit
Looking to find the best credit cards for bad credit? The BestCards team has you covered with our guide to the top choices for rebuilding a damaged credit score.
The Best Secured Credit Cards
A secured credit card can help you build a low credit score fast. Here are the best secured credit cards
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The Best Credit Card for Crypto Rewards
Crypto rewards cards, including crypto credit, debit, and prepaid cards, are innovative products that often offer cash back rewards in the form of cryptocurrency. Browse the best crypto rewards card offers to find the ideal card for your spending style.
BEST FEATURES
- Earn crypto rewards on every purchase
- Earn rewards in 60+ cryptos on every purchase
- Get up to 3% crypto back* on every purchase
MORE INFO
- Read the full terms and conditions here
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The Best Fintech & Crypto Credit Cards
Neobank and fintech cards are everywhere nowadays, but which are the best? Here are BestCards’ top fintech credit cards:
American Express Announces First Crypto Rewards Card
American Express will launch its first crypto rewards credit card with Abra later this year. Here is everything to know about the new card:
BlockFi Rewards Flex Offers Choice of Up to 5 Cryptos
BlockFi has introduced BlockFi Rewards Flex – allowing BlockFi cardholders to choose from 6 cryptocurrencies to earn rewards.
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The Best Credit Card for Students
Building credit can start at any time, but your college years are an ideal place to begin. Our team has compiled a selection of student credit cards designed to help cardholders build or improve their credit history.
BEST FEATURES
- Earn 1% cash back on all eligible purchases. When you redeem it to pay down eligible debt, save, or invest with SoFi, you’ll earn an additional 1% cash back
- Get a 1% lower APR when you make 12 on-time payments
- Earn additional rewards when you spend with Lyft, ShopRunner, and Boxed
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- No annual fee
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The Best Credit Cards for College Students
Looking to find the best credit cards for college students? Look no further! Here are the best student cards of 2023 to have on campus.
Laurel Road Launches New Student Loan Credit Card
Laurel Road has a new student loan credit card that earns up to 2% back when paying off eligible loans.
Credit Card Debt or Student Loans: Which Should You Pay Off First?
When you owe money to multiple lenders how do you decide what to pay off first? (Spoiler alert: credit card debt is the winner)
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The Best Credit Card with No Foreign Transaction Fees
The best way to completely avoid foreign transaction fees is with a credit card that doesn’t charge any. Paying with cash works too, but any savings will likely be eaten up by the higher currency conversion rates. While many credit cards do include these fees, there are plenty that don’t. In fact, several of the best travel credit cards include this as one of their many benefits, along with travel credits and rewards.
BEST FEATURES
- Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
- Earn 3% cash back on Sam’s Club purchases for Plus members. Club members earn 1% cash back
- Earn 3% cash back on dining and takeout
- Earn 1% cash back on other purchases at Sam’s Club and wherever Mastercard is accepted
MORE INFO
- Read the full terms and conditions here
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The Ultimate Gambling Credit Cards Guide
Thinking about visiting a casino soon? Here is everything you need to know about betting, casinos, and gambling credit cards.
The Best Credit Cards for Gas Rewards
Looking for the best credit cards for gas rewards? Here are BestCards’ top picks, including some offering impressive savings.
Best Credit Card Perks for Fighting Inflation
Using a credit card can aid your budget during these times of inflation (and even after). Check out the best credit card perks for fighting inflation here.
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The Best Prepaid and Debit Card
When consumers seek out the best prepaid cards, they’re looking for an alternative to traditional banking. Unlike credit cards, prepaid cards don’t follow the “pay later” model. Instead, cardholders load them with funds they already have access to in order to make purchases.
BEST FEATURES
- Every purchase builds your credit. At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus
- 0% interest
- Earn rewards points everywhere. Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills
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- Connects with your bank account
- Plans start at $7/month (based on annual subscription)
- Read the full terms and conditions here
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Walgreens Launches Scarlet Mastercard Debit Card
Walgreens has launched a new debit card – the myWalgreens Scarlet Mastercard. The new card offers up to 5% cash back with no annual fees.
Affirm Announces Buy Now, Pay Later Debit Card
Buy now, pay later company Affirm announced a new debit card that’s similar to a credit card. Learn more here.
Credit or Debit: Are Credit Cards Safer Than Debit Cards?
Credit or debit? Stuck deciding between using a debit card or a credit card? Here is everything you need to know about safety and credit vs debit.
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The Best Charge Card
Because charge cards have no preset spending limit, they are typically for applicants with excellent credit – or at least a very good credit score. Charge cards are not really a tool to build credit. Rather, a charge card is something like a personal finance payment card for someone with excellent credit to take advantage of and use for their everyday needs.
BEST FEATURES
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline
- Over $1,00 in statement credits per year
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- View the full terms and conditions here
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What are Your Credit Card Points Worth?
Ever wondered what your credit card points are worth? Here are the latest credit card point values from BestCards:
American Express Announces First Crypto Rewards Card
American Express will launch its first crypto rewards credit card with Abra later this year. Here is everything to know about the new card:
American Express Brings Back Rose Gold Card
American Express is reintroducing the popular Rose Gold version of its Gold Card. Read more about the Amex Rose Gold card here.
The Best Credit Union Credit Card
Credit unions are community banks and financial institutions. These community banks are entirely member-owned and operated and are designed to serve the best interests of those members. Credit unions, like traditional banks, offer a wide variety of financial products and services, including savings accounts, checking accounts, mortgages, car loans, and credit cards.
BEST FEATURES
- Earn up to 2.5% cash back with no categories to keep track of
- Earn up to $250 in cash back per billing cycle
- Use this card with Apple Pay, Google Pay, and Samsung Pay
MORE INFO
Read the full terms and conditions here
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Credit Agencies Drop Medical Debt from Credit Reports
The three major credit bureaus agencies are slashing medical debt on the credit reports of millions of Americans. Learn more here:
3 Reasons to Switch to a Credit Union
It’s International Credit Union Day and we’re highlighting the top 3 reasons to switch to a credit union from your traditional bank.
How to Freeze Your Credit With TransUnion
A credit freeze, also known as a security freeze, is widely considered the best way to prevent the release of your credit score and credit report in order to protect against the instance of credit card fraud. Discover how to freeze your credit with TransUnion with our how-to guide.