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Total Select
Total Select
- 29.99%, compounded daily Regular Purchase APR
- 29.99% Cash Advance APR
At a Glance
The Total Select Card is designed for those with less-than-perfect credit who want a convenient payment card without a high barrier of entry. Ideal for building or rebuilding credit, this offer can give you the boost you need to level up your credit standing.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Total Select cardholders get FREE access to Credit Monitoring powered by TransUnion. Enroll Today!
- $300 Credit limit
- Chip-enabled card for added security
- Credit limit increase possible after 12 months
- Reports monthly to major credit bureaus
- Quick and easy approval process
- Regular Purchase APR: 29.99%, compounded daily
- Cash Advance APR: 29.99%
- Cash Advance Transaction Fee: $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $75 the first year ($48 after that)
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You're want to build or rebuild your credit and are looking for a Visa card that doesn't require perfect history
- You prefer a credit card that doesn't charge a program fee or require a security deposit
- You want convenience to manage your account via the card issuer's own mobile app
- You want a card that works extra and reports your payment history to the three major credit bureaus and also provides free credit monitoring tools
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
- 9.99% Fixed Rate Regular Purchase APR
- 9.99% Fixed Rate Cash Advance APR
At a Glance
The Applied Bank® Secured Visa® Gold Preferred® Card offers those with limited credit history or a poor credit score the chance to receive a full-fledged Visa card without the need for a credit check. The card also boasts and impressively low fixed APR on purchases and cash advances – all for the modest annual fee of $48.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- Regular Purchase APR: 9.99% Fixed Rate
- Cash Advance APR: 9.99% Fixed Rate
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $48
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $38
- Minimum Deposit Required: $200
- You have bad credit, limited credit, or no credit history at all
- You want a card that automatically reports to all the major credit bureaus
- You are tired of spending money on reloadable prepaid cards
- You can make a minimum deposit of at least $200
Applied Bank® Unsecured Classic Visa® Card
Applied Bank® Unsecured Classic Visa® Card
- 29.99% Regular Purchase APR
- 29.99% Cash Advance APR
At a Glance
The Applied Bank® Unsecured Classic Visa® Card is a credit card designed to help you build your credit score. The card from Applied Bank does not require good credit for approval and offers the perks and protections of a true Visa credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Get pre-qualified in less than a minute
- A $300 unsecured credit line which can be used at grocery stores, gas stations, discount stores, ATMs and online
- A real Visa® credit card with automatic reporting to all three national credit bureaus
- No penalty rate. Your rate wo't go up even if you are late
- Access additional credit with on-time payments and responsible usage
- A true unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and manageable monthly payments
- Regular Purchase APR: 29.99%
- Cash Advance APR: 29.99%
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: See website for details*
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Return Payment Penalty Fee: Up to $38
- You're looking to build your credit
- You want a card that regularly reports to all three major credit bureaus
- You don’t want to pay a security deposit for a secured card
ABOC Platinum Rewards Mastercard®
ABOC Platinum Rewards Mastercard®
- 12.9% to 22.9% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 12.9% to 22.9% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 24.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- 1X points per dollar spent
- 0% intro APR on purchases for 12 months
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 12.9% to 22.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.9% to 22.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 24.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $25
- N/A
Milestone® Mastercard®
Milestone® Mastercard®
- See terms Regular Purchase APR
- See terms Cash Advance APR
At a Glance
Designed for folks with less-than-stellar credit (or no credit at all), the Milestone® Mastercard® credit card is issued by the Bank of Missouri. Featuring the benefits of a Mastercard credit card, it allows customers to access a convenient and valuable tool in their wallet.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Greater access to credit than before - $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
- Regular Purchase APR: See terms
- Cash Advance APR: See terms
- Cash Advance Transaction Fee: See terms
- Penalty APR: See terms
- Annual Fee: See terms
- Foreign Transaction Fee: 1% of the transaction in U.S. dollars
- Late Payment Penalty Fee: See terms
- Return Payment Penalty Fee: See terms
- Over Limit Penalty Fee: See terms
- You have low credit standing or have not yet begun your credit journey
- You want a credit card that reports to the three major credit bureaus
- You prefer the freedom of an unsecured credit card over a secured card
You've viewed 5 of 38 credit cards
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