Huntington National Bank Credit Cards

The Huntington National Bank is a leading U.S. bank and holding company located in Columbus, Ohio. The bank issues several credit card products, aimed at both consumers and businesses, including rewards cards. Browse a selection of card offers below.

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The Ohio State Voice Credit Card

The Ohio State Voice Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

The Ohio State Voice Credit Card

  • 15.24% to 27.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.24% to 27.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Ohio State Voice Credit Card is one of three Voice Credit Cards issued by The Huntington National Bank, an Ohio-based lender. On the first $2,000 spent in a category of the cardholder’s choosing, the card earns 3X points. On balance transfers performed within the first 90 days, the card also offers a 0% intro APR for a year, no balance transfer fees, and no foreign transaction fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Select from one of 10 categories to earn 3X points for the first $2,000 in quarterly spending
  • Earn 1X on all other eligible purchases
  • 0% intro balance APR for 12 months after account opening
  • Regular Purchase APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the transfer amount or $10, whichever is greater
  • Cash Advance APR: 29.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 3% of the advance amount or $10, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • You want the freedom to change your rewards category every quarter
  • You plan to carry a balance and have excellent credit
  • You’re an Ohio State University fan or alumnus
  • You don’t want to pay an annual fee or foreign transaction fees.

Huntington Bank Voice Rewards

Huntington Bank Voice Rewards
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Huntington Bank Voice Rewards

  • 17.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Huntington Bank Voice Rewards Card is one of two Voice Credit Cards from Ohio-based lender, The Huntington National Bank. The card earns 3X points on the first $2,000 in purchases made in a category of the cardholder’s choosing. There are ten categories to select from, which can be swapped out every quarter. The card also features 0% intro APR for a year on balance transfers made within the first 90 days, no balance transfer fees, and no foreign transaction fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Select from one of 10 categories to earn 3X points in
  • Change your chosen category every quarter
  • Regular Purchase APR: 17.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 17.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • You want the freedom to change your rewards category every quarter
  • You plan to carry a balance and have excellent credit
  • You have good credit and plan to pay your entire balance off every month
  • You don’t want to pay an annual fee or foreign transaction fees.

Huntington Cashback Credit Card

Huntington Cashback Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Huntington Cashback Credit Card

  • 17.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Huntington Cashback Credit Card is a versatile cash back card that prioritizes rewards, not hidden fees. The card earns an unlimited 1.5% cash back on all purchases while avoiding an annual fee, foreign transaction fees, late fees, or penalty APR.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No foreign transaction fees
  • Earn 1.5% back on all eligible purchases
  • 0% Intro APR on balance transfers for 12 billing cycles from account opening
  • Regular Purchase APR: 17.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 17.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the transfer amount or $10, whichever is greater
  • Cash Advance APR: 29.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 3% of the advance amount or $10, whichever is greater
  • Late Payment Penalty Fee: $40
  • You want a no-nonsense rewards card with no additional fees
  • You have an existing balance you want to pay off over time
  • You don’t want to pay an annual fee
  • You live in one of the seven states served by Huntington National Bank

Huntington Bank Voice Low Rate

Huntington Bank Voice Low Rate
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Huntington Bank Voice Low Rate

  • 15.24% to 27.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.24% to 27.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Voice Low Rate Card from the Huntington Bank is a balance transfer and low APR card that simply can’t escape the shadow of its Rewards Card sibling. The card benefits from 0% intro APR on balance transfers for the first 12 months, no balance transfer fees, and a regular APR that is 2% lower than what comes with the Rewards Card. The card also features no foreign transaction fees and no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No penalty APR
  • Get an extra day to pay if you miss a payment with Late Fee Grace
  • No foreign transaction fee
  • Regular Purchase APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 15.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • You want a low APR and nothing else
  • You have excellent credit and plan on carrying a balance
  • You don’t want to pay fees for balance transfers, foreign transactions, or annual membership

Voice Business Credit Card℠

Voice Business Credit Card℠
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Voice Business Credit Card℠

  • 16.24% to 27.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.24% to 27.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Huntington Bank Voice Business Credit Card? is a no annual fee business rewards card that offers up to 4% back on a wide selection of spending categories. Businesses choose their preferred category to earn 4% back, with the option to change categories each quarter.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Choose from 10 categories where you’ll earn 4% cash back – on the first $7,000 spent per quarter, or $28,000 annually
  • Earn 1% cash back on all other purchases
  • No annual fee
  • No foreign transaction fee
  • Employee cards and spend controls available
  • Regular Purchase APR: 16.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 16.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • You own or manage a small business in the Midwest
  • You spend frequently in any of the ten categories that earn 4% back
  • You plan on issuing multiple employee credit cards
  • You do’t want to pay an annual fee

About Huntington National Bank

Huntington National Bank (also known as Huntington Bank or HNB) is a Midwestern bank that is the second-largest administrator of Small Business Association loans in the country.  The bank currently holds over $114 billion in assets, making it one of the largest regional banks in the United States.

HNB traces its roots back to 1866 when it was founded as Huntington National Bank in the same Columbus location that still operates as its headquarters. HNB is the subsidiary of Huntington Bancshares Incorporated, the bank’s holding company, which has its headquarters in Columbus, Ohio.

The bank provides all the major products and services customers expect from a bank, including checking accounts, savings accounts, loans and mortgages, investments, and credit cards.

Huntington Bank Branch Locations

HNB operates 920 branches in seven Midwestern states:

  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Ohio
  • Pennsylvania
  • West Virginia

The majority of the bank’s branches are in Ohio, with more than 450 locations scattered throughout the state. Michigan has the second-largest number of locations at 290, with all other states having at least ten branches.

Huntington Bank Credit Cards

As a credit card issuer, Huntington Bank currently offers three credit cards: two personal credit cards and a small business credit card.

All HNB credit cards are Mastercard products. These cards provide the basic Mastercard perks and protections, which include Zero Fraud Liability protection, ID Theft protection, and card member global services.

HNB credit cards also feature:

  • No annual fee
  • Low interest rates
  • 0% APR (0% intro APR for 12 months)
  • Late free grace period
  • No foreign transaction fees
  • Complimentary FICO Score access

Huntington Bank FAQs

Here are answers to some of the most frequently asked questions about Huntington National bank:

  • Huntington rewards points are redeemable through the HNB banking portal. Simply log in to your account and redeem your points. Alternatively, cardholders can call HNB customer service at 1-800-340-4165. Award options include travel, statement credits, and more.
  • HNB’s routing number is 044000024.
  • The SWIFT code for Huntington is HUNTUS33. This code applies to wire transfers.
  • Huntington credit cards require a good credit score or an excellent credit score to apply.
  • No. All Huntington National Bank credit cards are Mastercard.

Find the Best Card for You

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Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.