| Last updated on January 18th, 2024
DoorDash Rewards Mastercard®
DoorDash Rewards Mastercard®
DoorDash Rewards Mastercard®
- 19.74% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.74% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
At a Glance
The DoorDash Rewards Mastercard® makes ordering out a breeze thanks to up to 4% cash back on DoorDash purchases, 2% back on groceries, a free year of DashPass (a $96 value), and a selection of Mastercard perks and protections.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
- 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
- 3% cash back on dining when purchased directly from a restaurant. No earning caps.
- 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps.
- Get a complimentary DashPass membership ($96 value) every year with $10k in annual card spend. DashPass members enjoy $0 delivery fees & reduced service fees on every eligible order.
- No annual card fee, just cash back on every purchase.
- As an exclusive Cardmember benefit, get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month. Maximum discount of $15 per order. Offer expires 12/31/2024.
- Member FDIC
- Regular Purchase APR: 19.74% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 19.74% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You love to order in and want to save money
- You can make use of the many services DoorDash offers, including groceries
- You want a $100 cash bonus after spending $500 on purchases in the first three months
DoorDash Rewards Mastercard® Review
The DoorDash Rewards Mastercard® is a dining and delivery credit card from Chase. The card is ideally suited to the person who loves to eat – but hates to cook – thanks to its up to 4% back on eligible purchases, DashPass, and more. The card has no annual fee and no foreign transaction fees.
DoorDash Mastercard Benefits
Since the card is co-branded with a delivery app, you’d expect impressive features and benefits. And with the DoorDash Rewards Mastercard®, you won’t feel let down.
Complimentary DashPass Membership
New accounts with the DoorDash credit card from Chase enjoy a free year of DashPass. This $96 value provides unlimited deliveries from thousands of eligible restaurants with a $0 delivery fee on orders over $12. Subscribers enjoy exclusive DashPass member benefits, like priority customer support and DashPass-only promotions.
This benefit auto-renews at $96 per year once the free trial period expires, so ensure you either want to keep the service or cancel your account before the trial period ends.
DashPass Anniversary Bonus
Not looking to spend money on a food delivery service but still want DashPass? Cardmembers receive a complimentary DashPass membership with $10,000 in annual card spend. So, if you plan to spend around $1,000 monthly with your card, expect to keep receiving a free DashPass membership – not bad!
Other DoorDash Perks
The no annual fee DoorDash Rewards World Elite Mastercard provides a few nice perks beyond what was mentioned above. These two perks provide exclusive savings, including 10% off first orders of $35 or more each month (up to $15 per order) on convenience, grocery, alcohol, and DashMart purchases. You’ll also enjoy $25 off the first two Nationwide Shipping orders of $100 or more, a $50 value. This offer is a benefit of up to $50 each year.
How to Earn Rewards with the DoorDash Mastercard
DoorDash Rewards Mastercard® cardholders earn the following regards:
- 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
- 3% cash back on dining when purchased directly from a restaurant. No earning caps.
- 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps
Since the DoorDash Mastercard is co-branded, you can expect to earn your best rewards with DoorDash orders. The card earns 4% cash back on DoorDash and Caviar orders from hundreds of thousands of merchants on the DoorDash platform, making it a great option if you prefer the available selection.
If you don’t see something you like on the DoorDash app, the Rewards Mastercard provides a base of 3% cash back on dining when purchased directly from a restaurant, online or in-store. Still can’t find anything at the fast-food joint or down the street – why not check out the local grocery store?
That’s because the DoorDash Rewards Mastercard earns 2% cash back on grocery stores, online or in-store. All other purchases made with the card earn 1% cash back.
How to Redeem Rewards
If the rewards with the DoorDash Card are great, the redemption options for those points are limited. Unlike proprietary cards, like Custom Cash, the Chase Freedom Flex, or the other leading cards, the DoorDash credit card does not offer a wide selection of award options.
Instead, you can opt for the following redemption methods:
- Using rewards to pay for part or all of your DoorDash or Caviar order
- Get a statement credit or direct deposit into your associated banking account
- Redeem rewards for gift cards from a variety of brands and retailers
Fortunately, cash back rewards with DoorDash never expire if the account is open and active, meaning you can save your points for a party – or maybe just for a rainy day!
Other Card Features
The DoorDash credit card also features no foreign transaction fees and enjoys World Elite Mastercard protections and benefits. Cardholders can anticipate the following when using their new DoorDash Mastercard:
| Zero Liability Protection | Airport Concierge | Cell Phone Protection |
| Mastercard Global Services | Priceless Experiences | Lyft Credits |
| ID Theft Protection | Priceless Golf | Mastercard Travel Services |
| Mastercard Hotel Stay Guarantee | ShopRunner Membership |
Comparisons
Best Dining Card Comparison
| Dining rewards (X/% per $1 Spent) | Other Reward Categories | Other Features | |
|---|---|---|---|
| DoorDash Rewards Mastercard® | 4% back with DoorDash & Caviar; 3% back on when purchased directly from a restaurant | 2% back on groceries and 1% back on all other purchases | Complimentary DashPass for first year; no annual fee; no foreign transaction fees |
| Capital One® Savor® Cash Rewards | 4% back on dining | 4% back on entertainment and popular streaming services; 3% back on groceries; 1% back on all other purchases | Postmates Unlimited membership statement credit; $95 annual fee |
| Citi Custom Cash℠ Card | 5% on purchases on your highest eligible spend category each billing cycle, up to $500 spent | 1% back on all other purchases | 0% intro APR for 15 months from account opening on purchases and balance transfers; no annual fee |
| American Express® Gold Card | 4X Membership Rewards® points at Restaurants, plus takeout and delivery in the U.S., 4% back on at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) | 3X on flights booked directly with airlines or on amextravel.com | $120 Uber Cash on Gold; $100 dining credit; $250 annual fee |
Delivery Comparison
| Instacart Mastercard® | Chase Freedom Unlimited | DoorDash Rewards Mastercard® | |
|---|---|---|---|
| Annual fee | $0 | $0 | $0 |
| Rewards | Earn 5% cash back on Instacart app and Instacart.com purchases, plus travel booked through the Chase Travel Center, 2% back at at restaurants, gas stations and on select streaming services, and 1% back on all else | Earn 5% back on Chase travel, 3% on dining and drugstores, and 1.5% on everything else | Earn 4% back with DoorDash & Caviar; 3% back on when purchased directly from a restaurant, 2% back at grocery stores, online or in person, and 1% cash back on all else |
| Intro APR | N/A | 0% intro APR for 15 months from account opening on purchases and balance transfers | N/A |
| Best for | Groceries | Dining out, prescriptions, everyday spending | Deliveries, dining |
How to Maximize DashPass with the DoorDash Mastercard
With the benefit of one year of complimentary DashPass, maximizing your savings with DoorDash is essential. Here are some helpful ways to maximize your DashPass membership:
| ① Order during off-peak hours | Many restaurants on DoorDash offer discounts and incentives during off-peak hours to attract customers. Avoiding peak ordering hours can save you money – and you might get your food more quickly, too. |
| ② Wait to place larger orders | DoorDash is a great tool for anyone who wants food, groceries, or other goods delivered to them, same day. With DashPass, you’ll get free delivery on orders over $12, so waiting to order groceries can save you money. Additionally, many restaurants offer discounts on larger orders, so you can save even more money. |
| ③ Check for exclusive deals | DashPass offers access to exclusive discounts and promotions. Before ordering, check the “DashPass Deals” section of the app to see if any of your favorite restaurants are offering any discounts. |
| ④ Refer friends | DoorDash offers an incentive for referring friends or family to the service. You can earn $10 in credits for every friend you refer – a great way to score a free meal, just for showing DoorDash some love. |
| ⑤ Use a rewards credit card | When ordering your DoorDash meal, make sure to pay using a rewards credit card. Consider a dining rewards card, including the DoorDash Mastercard. |
What We Like About the DoorDash Card
The DoorDash Rewards Mastercard® comes with a host of enticing benefits that can make it an appealing option for many consumers. One of the most noteworthy advantages is the opportunity to earn generous rewards on all DoorDash purchases. Cardholders can earn up to 5% back in DoorDash credits, which can be redeemed for future orders. This can significantly offset the cost of food delivery and make it an attractive option for those who frequently use the DoorDash service. Those benefits aren’t jaw-dropping, but they provide significant value to the hungry consumer who can’t always cook, order groceries, or go to the shop for some last minute items.
Things to Consider
While the card offers a range of quality benefits, it is important to consider the potential drawbacks before deciding. One potential downside is the limited usability of the rewards earned through the card. Unlike traditional cash back credit cards, which offer more flexibility in redeeming rewards, the DoorDash Rewards Mastercard® restricts the redemption of rewards to the DoorDash or Caviar platform. This means that unless you rely on DoorDash for food delivery, you may find it challenging to utilize your rewards fully.
The reward structure may not be as straightforward as it initially seems. While the card offers up to 5% back in DoorDash credits, the actual percentage earned depends on various factors, such as the type of purchase and the cardholder’s membership status. This complexity can make it difficult to gauge the value of the rewards earned accurately and may require careful tracking and management of your expenses.
Chase Bank Ratings
How does the DashPass credit card stack up? Here is a selection of expert reviews for the card, as well as an overview of JP Morgan Chase as a bank:
| BestCards | Better Business Bureau | TrustPilot |
|
4.5/5 |
3.5/5 |
2/5 |
Should You Apply for the DoorDash Rewards Mastercard®?
So, does the DoorDash Rewards Mastercard® from Chase make sense for you? That depends on how much you like to order in. The card is ideal for the homebody wanting to earn rewards while grabbing a pizza, ordering wings, or getting essentials via the DoorDash app. If that’s you, then this no annual fee option is a great choice because it rewards the DoorDash fan with plenty of perks..
For everyone else, however, there are better general rewards cards available. Beyond the cards mentioned above (Chase Freedom Unlimited, Capital One Savor), options like the Upgrade Triple Cash Rewards Visa® or the rent-focused Bilt Mastercard might make more sense. The latter credit card is particularly intriguing, thanks to its reward focus on paying our rent or mortgage.
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