MGM Data Breach: How to Protect Against Fraud

Advertiser Disclosure

Last updated on September 19th, 2023

Add MGM Resorts International to the list of major corporations falling victim to data breaches. While the company won’t reveal the total number of guests affected, estimates range as high as nearly 11 million people. MGM Resorts joins the likes of Yahoo, Equifax, Marriott, and U.S. Defense agency DISA in suffering breaches, which expose the personal and financial information of tens of millions of Americans.

The Story So Far

MGM, which operates over 20 properties worldwide, claims the data breach amounts to “phone book data”. This is the type of information you see in a Google search. According to Under the Breach, a cybercrime firm, however, the situation is direr. The firm claims the breach hit over 10.6 million customers, including high-profile names, such as Justin Bieber. Also affected was Jack Dorsey, CEO of Twitter. While MGM claims only email addresses, physical addresses, and phone numbers were compromised, a lawsuit against MGM claims passport numbers, driver’s license numbers, and other sensitive materials also fell into the hands of thieves. This argument has since been corroborated by business news site ZDNet, who reports that the stolen information currently appears on a popular hacker forum.

MGM Responds

MGM says the company immediately notified those affected and that it takes situations like these seriously. “Last summer, we discovered unauthorized access to a cloud server that contained a limited amount of information for certain previous guests of MGM Resorts,” the company stated in a release. “At MGM Resorts, we take our responsibility to protect guest data very seriously. We have strengthened and enhanced the security of our network to prevent this from happening again,”

Tips to Avoid Fraud

breaches, like the MGM data breach, are something that continues to occur. It’s essential to understand the steps to take if you suspect your information was stolen to protect yourself. Since the breach likely affects M Life Rewards Mastercard holders, the co-branded credit card from MGM, understanding credit card fraud is critical.  For victims, there are five steps to take immediately after credit card fraud:

  • Contact the credit card issuer and alert them of the situation. Also, ask them to freeze the account.
  • Contact credit bureaus and alert them to fraud and data breaches.
  • Update all passwords and ensure accounts are verified to stop further data loss.
  • Update recurring payments and halt current payments.
  • Join a credit monitoring service to check for future breaches or fraudulent activities.

Related Article: The Ultimate Guide to Gambling & Credit Cards

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.