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AAdvantage® Aviator® World Elite Business Mastercard®

Cory Santos

| Last updated on September 6th, 2023

AAdvantage® Aviator® World Elite Business Mastercard®

AAdvantage® Aviator® World Elite Business Mastercard®
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Mastercard Processing Network
$95 Annual Fee

AAdvantage® Aviator® World Elite Business Mastercard®

  • 21.24% or 30.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 21.24% or 30.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 30.49% variable based on the Prime Rate Cash Advance APR

At a Glance

The AAdvantage® Aviator® Business Mastercard® is a reliable co-branded business airline card for companies whose business takes them anywhere on the globe. The card earns 2 AAdvantage® miles for every dollar spent with American Airlines or at office supply stores, rental car companies, or with telecom service providers, and 1 mile for every dollar spent for every other purchase.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 2 AAdvantage® miles for every dollar spent with American Airlines, eligible telecom, office supply, and car rental merchants
  • Earn 1 AAdvantage® mile on all other purchases
  • First checked bag free
  • Preferred boarding for up to 4 companions
  • 25% savings on in-flight food and beverages
  • Complimentary employee cards
  • Annual companion certificate for $99 after spending $30,000 per year
  • 5% AAdvantage® mileage bonus on account anniversary on all miles earned
  • Regular Purchase APR: 21.24% or 30.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: N/A
  • Balance Transfer APR: 21.24% or 30.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
  • You operate a small to medium-sized business looking to earn big rewards for your everyday spending
  • You frequently travel with American Airlines or another Oneworld carrier
  • You're looking for complimentary employee cards
  • You do't want to pay foreign transaction fees
AAdvantage® Aviator® World Elite Business Mastercard®

AAdvantage® Aviator® World Elite Business Mastercard®

Terms & Conditions

AAdvantage® Aviator® Business Mastercard® Review

The AAdvantage® Aviator® Business Mastercard® is a co-branded business rewards credit card geared towards the small to medium-sized company that is looking to earn some solid rewards when they travel or make everyday business purchases. The card offers a relatively low $95 annual fee and complimentary employee cards – two great features that make the travel perks even more enticing.

AAdvantage Perks

What are the perks, you ask? Members receive one free checked bag on all American Airlines-operated domestic flights, as well as preferred boarding and in-flight savings on any food and drinks bought using the AAdvantage® Aviator® Business Mastercard®. When meeting an annual spend, account holders also receive a companion certificate, good for one companion fare priced at $99.

How to Earn Rewards

The AAdvantage® Aviator® Business Mastercard® offers basic rewards on everyday purchases. Cardholders earn the following rewards:

  • 2X miles for eligible purchases with American Airlines
  • 2X miles for every one dollar spent at eligible office supply, telecom and car rental merchants
  • 1X miles on all other purchases

New account holders earn a bonus when they meet minimum spending requirements within a set period after the opening of the account. They’ll also get an additional 10,000 miles after an additional employee makes a purchase with their card.

AAdvantage Business Card Comparison

Not sure which AAdvanatge business credit card is right for your company? Here’s how the two cards stack up:


AAdvantage® Aviator® Business

AAdvantage® Platinum Select®
Bank Barclays Citi
Annual fee $95 $99 ($0 for 1st year)
Checked bags One One (domestic)
AAdvantage perks 5% AAdvantage® mileage bonus, 25% inflight savings, companion certificate, preferred boarding 25% inflight savings, companion certificate (after spending $30,000), preferred boarding, 25% inflight Wi-Fi savings
Rewards Earn 2X miles for every dollar spent with American Airlines, eligible telecom, office supply, and car rental merchants, and 1X on all other purchases Earn 2X miles for every dollar spent with American Airlines, eligible telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations, and 1X on all other purchases
Employee cards Free Free

How to Redeem Rewards

Miles earned with the AAdvantage® Aviator® Business Mastercard® are applicable towards travel with American Airlines and Oneworld partner airlines, including British Airways, Cathay Pacific, Qantas, Japan Airlines, and more. Other ways to redeem miles include hotel stays and car rentals with participating American Airlines partners, vacations and cruises booked through American Airlines, or merchandise and gift cards from select American partners worldwide.

Booking award flights is your best value in the program, with as little as 7,500 miles required for a one-way ticket (though the precise amount will vary depending on date, time, airport, and seat preferences). If a better value is found elsewhere, however, don’t fret – AAdvantage miles transfer to the following airline:

British Airways Iberia Qatar Airways Royal Air Maroc Air Tahiti Nui
Cathay Pacific Japan Airlines Finnair Royal Jordanian Cape Air
Fiji Airways Malaysia Airlines British Airways Qantas China Southern Airlines
Etihad Airways GOL Hawaiian Airlines JetBlue Silver Airways

Related Article: The Ultimate Guide to the AAdvantage Program

Other Card Features

Cardholders also enjoy Mastercard Business World Elite protections and perks. World Elite is the toptier in the Mastercard payment network, offering companies the very best features, including:

Zero Liability ID theft Protection Global Emergency Services Mastercard Biz
Car Rental Insurance Mastercard Airport Concierge Priceless Golf Business Controls
Mastercard Receipt Management Mastercard Easy Savings® Intuit QuickBooks® and TurboTax® Salesforce Essentials
Microsoft 365 24/7 Business Assistant Mastercard Premium Easy Savings Mastercard Travel & Lifestyle Services

Barclays Ratings

Here is a selection of expert ratings for Barclays as a credit card issuer:

Should You Apply for the AAdvantage® Aviator® Business Mastercard®?

The AAdvantage® Aviator® is a reliable card for companies whose business takes them anywhere on the globe. American flies to nearly 100 international destinations and an equally impressive 95 domestic destinations. Businesses have access to well over 1,300 global airports in every corner of the world. When it comes to earning AAdvantage miles, the card does a solid job. The card earns 2x miles for eligible purchases with American or with telecom, rental car, and office supply retailers. It also earns 1x miles everywhere else. Employee cards are complimentary, making it even easier to earn miles faster. New accounts also earn 60,000 when they spend $1,000 or more in the first 90 days. They’ll also get an additional 10,000 miles after an additional employee makes a purchase with their card.

The card also offers some great perks for members, including a complimentary first-checked bag on domestic American flights, in-flight savings, preferred boarding, and a companion fare when purchase requirements are met each anniversary.  The fairly low $95 annual fee makes these perks even more impressive.

Overall, the AAdvantage® Aviator® Business Mastercard® is a very good business rewards card that any small-to-medium-sized business should consider. Even though the AAdvantage® program has some drawbacks (as previously mentioned), the ability to apply rewards for a variety of different redemption options, as well as the ability to book with Oneworld alliance members, means this card’s decent rewards can go a long way to saving companies money.

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