| Last updated on September 8th, 2023
All In Platinum Rewards Card
All In Platinum Rewards Card
All In Platinum Rewards Card
- 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR
- 0% for 6 months from account opening date Intro Purchase APR
At a Glance
The All In Platinum Rewards Card is a very good Mastercard rewards credit card for residents of Southeast Alabama and Florida’s panhandle. The card features a competitive APR and no annual fees, as well as solid points earning potential. Cardholders earn one point for every dollar spent on purchases, as well as 500 bonus points just for signing up, and an additional 5,000 points if the user makes $1,000 in purchases with the card within the first 90 days of opening an account.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 5,000 bonus points if you spend $1,000 in the first 90 days
- Earn 500 points just for signing up
- Earn one point for every dollar spent
- No annual fee
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 18.00% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 3% of each advance transactio
- Foreign Transaction Fee: 1.10% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $29.00
- Return Payment Penalty Fee: Up to $29.00
- You already bank with All In Credit Union
- You want a no-hassle rewards credit card
- You do't want to pay an annual fee
- You plan to make at least $1,000 in purchases within the first 90 days
All In Platinum Rewards Card Review
The All In Platinum Rewards Card is offered by the All In Credit Union, headquartered in Alabama with branches along the Emerald Coast of Florida’s panhandle.
The All In Platinum Rewards Card is a straightforward credit card that allows cardholders to earn rewards points with every purchase. Each dollar spent on purchases earns one point – points which are applicable towards the CURewards program, a rewards program shared by credit unions across the country. Rewards through the plan include everything form gift cards, merchandise, travel, airfare, or even cashback.
The All In Platinum Rewards Card offers an enticing initial bonus offer of 500 points just for signing up. These bonus miles are further increased by an additional 5,000 should the cardholder make $1,000 in purchases within the first 90 days of opening an account. $1,000 in 3 months may seem like a lot, but with the daily value provided by the All In Platinum Rewards Card, this amount quickly accumulates.
That’s because the All In Platinum Rewards Card is an excellent everyday usage card. The card features a typical low APR on purchases, balance transfers, and cash advances of around 12%, which is very competitive with other similarly packaged rewards cards. Additionally, cardholders don’t have to worry about fees – including annual fees or balance transfer fees. While the All In Platinum Rewards Card does have a foreign transaction fee, it isn’t a deal-breaker, as this card feels much more at home in the South as an everyday credit card than It does on the sunny beaches of Rio de Janeiro.
Should You Apply for the All In Platinum Rewards Card?
Overall, the All In Platinum Rewards Card is a reliable, solid, and impressive rewards credit card from All In Credit Union. It may not be the most exciting credit card, but for SE Alabama and NW Florida natives, it’ll get the job done with no problems.
Browse Other Offers from All In CU:
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.