Arvest Bank Credit Cards

Arvest Bank is one of the oldest chartered banks in the United States, dating back to the late 19th century. Arvest Bank serves its customer in its home state of Arkansas, as well as in Kansas, Missouri, and Oklahoma. Browse credit card offers below.

Cory Santos
by Cory Santos

Last updated on March 10th, 2023

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About Arvest Bank

Arvest Bank is an Arkansas-based financial institution with branches in four U.S. states. The bank services customers in Arkansas, Missouri, Oklahoma, and Kansas. While Arvest might not be the biggest name in banking, it is one of the largest banks in the United States by total assets. As of December 31, 2019, the bank has over $19 billion in assets, making it the 90th largest bank in the country.

The history of Arvest Bank dates to 1961 and the acquisition of the Bank of Bentonville, Arkansas. Today, the bank has tens-of-thousands of satisfied customers throughout the Midwest, offering products like savings accounts, checking accounts, CDs, mortgages, auto loans, and credit cards.

Arvest Bank Branches

Since Arvest is the product of mergers and acquisitions of smaller local banks, the bank operates a variety of branches throughout the areas it serves. Today the bank operates over 260 branches through 14 locally managed banks. These locations are in over 130 communities throughout Arkansas, Missouri, Southeastern Kansas, and Eastern Oklahoma. These include standalone branches and branches within other businesses, such as Walmart.

Arvest Bank Credit Cards

Arvest currently offers a selection of personal, business, and family credit card products. All cards from the bank are Visa credit cards and feature no annual fee. Other features of all card products include:

  • Zero Fraud Liability
  • Roadside Dispatch
  • Auto Rental Collision Damage Waiver
  • Emergency card replacement
  • Visa cardholder inquiry services

Arvest Flex Rewards

The bank offers the Flex Rewards program with all its personal and business credit card products. The Flex Rewards program allows members to earn reward points with every purchase (one point per dollar spent). Cardholders can then redeem their points towards several award options, including gift cards, travel, statement credits, or cash back.

FAQs About Arvest Bank

Here are some of the most asked questions about Arvest Bank and Arvest credit cards:

  • While Walmart doesn’t own Arvest Bank, the family that owns most shares in the bank is the Walton family, who are the founders of the Walmart brand. This connection is why there are so many branches in Walmart Supercenters in the states the bank serves.
  • Yes. Arvest offers a second chance checking account for people who did not qualify for a checking account at other banks because of past banking problems, including defaults or bankruptcies.
  • At the moment, Arvest Bank does not have a secured credit card offer for customers. For those with bad credit or no credit score looking for an Arvest Bank secured card, we suggest visiting our dedicated Bad Credit, No Credit, or Secured Cards pages for available offers.
  • Most Arvest cards require a good credit score to apply. This means applicants should have at least a 700 credit score to be considered.
  • All banks pull a credit report from one of the major credit bureaus to gauge an applicant’s creditworthiness, and Arvest Bank is no different. The bank currently pulls TransUnion credit reports when applying for a credit card.
  • Yes. ArvestFlex Rewards is the rewards program of Arvest Bank and features on select credit cards.

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