| Last updated on October 27th, 2023
Bank of Missouri Premier Rewards American Express® Card
Bank of Missouri Premier Rewards American Express® Card
Bank of Missouri Premier Rewards American Express® Card
- 13.99% to 22.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 13.99% to 22.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 23.99% variable based on the Prime Rate Cash Advance APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 4 points per $1 spent on eligible net restaurant purchases, 3 points per $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas station purchases, and 1 point for every $1 spent on all other eligible net purchases
- 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)
- No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
- No foreign transaction fees
- Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 23.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Annual Fee: $0 for the first 12 months. After that, $99
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $35
- N/A
At a Glance
The Bank of Missouri Premier Rewards American Express® Card rewards you early and often thanks to its 10,000 bonus point sign-up offer and generous rewards program – particularly in the dining and flight categories.
Ideal for Those Who:
- Are looking for a credit card with a versatile rewards program that goes above the competition on travel and dining
- Are seeking an attractive sign-up bonus that adds a considerable amount of points to your cache
- Desire the established and widely-accepted American Express brand in your pocket and at your disposal
- Wish to take advantage of a comprehensive travel insurance program
Bank of Missouri Premier Rewards American Express® Card Review
Touting its tiered rewards program, the Premier Rewards American Express® Card from The Bank of Missouri will likely appeal most to travelers and frequent restaurant diners. At its minimum, the card earns 1 American Express Rewards point per dollar spent on most purchases, while gas station transactions earn 2 points per dollar.
Purchases made with airlines get a bump up to 3 points per dollar, and using the card at restaurants garners the most value at 4 points per dollar. In addition, you can earn an unlimited amount of points, but you must redeem them within five years. If you begin using the Premier Rewards American Express® Card early and often after opening an account, you’ll get an additional boon: 10,000 bonus points if you spend $1,000 within the first 3 months as a cardholder. This perk is worth $100 in cash back rewards, and if the $1,000 go toward purchases you were planning on making anyway, then it’s simply extra money in your pocket.
Along with its rewards program, the Bank of Missouri Premier Rewards American Express® Card comes with a suite of benefits, including travel insurance and extended warranty protection. Plus, you can enjoy concierge service and pre-sale access to entertainment tickets.
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