Advertiser Disclosure

Chrysler DrivePlus Mastercard®

BestCards Team

| Last updated on October 27th, 2023

Chrysler DrivePlus Mastercard®

Chrysler DrivePlus Mastercard®
Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good
Mastercard Processing Network
None Annual Fee

Chrysler DrivePlus Mastercard®

  • 21.24% to 30.24% variable based on creditworthiness and Prime Rate Regular Purchase APR
  • 21.24% to 30.24% variable based on creditworthiness and Prime Rate Balance Transfer APR
  • 29.74% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR

At a Glance

The Chrysler DrivePlus Mastercard® is a perks-friendly co-branded auto rewards card made for owners of Chrysler cars. Offering appealing introductory promotions as well as continuous rewards, it’s an easy contender for the title of daily credit card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
  • Redeem rewards for double the value at FCA US dealerships
  • 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
  • When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
  • Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
  • Regular Purchase APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • You own a Chrysler vehicle
  • You frequently make vehicle-related purchases
  • You regularly make FCA US dealership purchases (FIAT, Chrysler, Dodge, Jeep, Ram, SRT)
  • You plan to make daily purchases with your credit card
  • You want special financing on select Chrysler and FCA dealership purchases of $499+ (on qualifying purchases for six billing cycles)

Chrysler DrivePlus Mastercard® Review

Once you become a Chrysler DrivePlus Mastercard® cardholder, you’ll automatically receive a $100 statement credit just for making your first purchase. What’s more, you’ll be rewarded with a $1,000 bonus certificate if your purchases for the first year of being a cardmember total at least $7,500.

How to Earn Cash Back with the Chrysler DrivePlus Card from First Bankcard

Earning rewards with the card is easy. Cardholders get 5% back at the dealership when you use their Chrysler Card, 2% back on gas and travel purchases, and 1% back on every other purchase made with your credit card.

Here are the bonus categories in which cardholders earn 2% back on:

Local public transportation services, including ferries Tours, charters, and busses Timeshares Tolls
Passenger trains Cruise lines Airlines Lodging, including hotels, motels, bed & breakfasts, and other similar locations
Taxis and limousines Car rental companies Travel agencies and tour operators

Getting 5% back at FCA dealerships might sound enticing, but take it with an ever-so-slight pinch of salt. Rewards can only be earned on eligible net purchases, meaning you won’t receive 5% on the taxes or fees. Additionally, don’t expect to receive anything on the following dealership related spends:

  • Credits for returned merchandise
  • Annual fees
  • Finance charges
  • Cash advances or other account fees

How to Redeem DrivePlus Rewards

Points with the DrivePlus Mastercard are redeemable for cash back (as an ACH transfer to your checking or savings account), travel, or gift cards at a $0.01 value per point. This valuation is equivalent to 1% cash back on a credit card.

You can redeem points by logging into your card account and selecting your preferred redemption options. You can also use points for partial payment, with the rest going on to the FCA DrivePlus Mastercard account. Rewards expire seven (7) years after they are awarded.

Points with the DrivePlus Mastercard are redeemable for cash back (as an ACH transfer to your checking or savings account), travel, or gift cards at a $0.01 value per point. This valuation is equivalent to 1% cash back on a credit card.
Amount Spent (at Dealership) Points Earned (%) Point Value when Redeemed at Dealership Point Value When NOT Redeemed at Dealership
$100 5 $0.01 $0.05
$500 25 $0.50 $0.25
$750 37.5 $0.75 $0.37
$1,000 50 $1 $0.5

Auto Rewards Card Comparisons

Here’s how the DrivePlus cards compares to two competitors: 

My GM Rewards® Mastercard® DrivePlus Mastercard® Toyota Rewards Visa®
Rewards Earn up to 7X points on GM purchases, including service, parts, and accessories at participating dealerships, and 4X points on eligible purchases outside of GM Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases Earn 3X points at Toyota dealerships, 2X on gas, dining, and entertainment, and 1X on all other purchases
Welcome bonus 15,000 points and 0% intro APR offer $100 back after spending $1,000 in first 90 days N/A

Other Card Features

Since vehicle expenses can often get pricy, using the Chrysler DrivePlus Mastercard® can help prevent some wear and tear on your wallet. The card offers introductory 0% APR financing on purchases of at least $499 made at FCA US dealerships, so expensive replacement parts, or even a new vehicle, can be accommodated with such a benefit when bought at an FCA dealership.

You’ll also enjoy EMV chip and pin technology, adding an additional layer of security on purchases, mobile wallet connectivity with Apple Pay and Google Pay, and Mastercard Platinum features:

Zero Liability Protection Mastercard Global Services ID Theft Protection

Should You Apply for the Chrysler DrivePlus Mastercard?

The DrivePlus Cards from First Bankcard is a solid cash back gas and auto rewards credit card if you love to travel as much as you love working on yourcar, truck, SUV, or whatever else you drive. The Chrysler DrivePlus Mastercard is no different.

Earning 5% back on parts, services, or other products at the dealership is boosted by the ability to receive an exclusive 0% intro APR for six months when purchases exceed $500. Not only that, but gas station purchases and travel costs also earn 2% back, meaning this card has some serious bite – both at home and on the road.

Browse Other First Bankcard Credit Card Offers:

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.