| Last updated on October 27th, 2023
Firefly Visa® Business Rewards Credit Card
Firefly Visa® Business Rewards Credit Card
Firefly Visa® Business Rewards Credit Card
- 14.65% to 17.90% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 14.65% to 17.90% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 14.65% to 17.90% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Firefly Visa® Business Rewards is a reliable business rewards credit card from Minneapolis and St. Paul-based credit union TruStone Credit Union. The card earns one point for every dollar spent on purchases – points which are redeemable for rewards such as gift cards, merchandise, cashback, or travel. New account holders can also expect 500 bonus points right off the bat. The Firefly Visa® Business Rewards also benefits from no annual fee, no maintenance fees, and a very competitive APR.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 500 bonus Scorecard Rewards instantly
- No annual fee
- No maintenance fees
- Earn 1 point on every $1 spent
- Regular Purchase APR: 14.65% to 17.90% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 14.65% to 17.90% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 14.65% to 17.90% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- You own or operate a company located near the Twin Cities
- You don’t want to pay an annual fee
- You want to earn straightforward rewards for every purchase
Firefly Visa® Business Rewards Credit Card Review
The Firefly Visa® Business Rewards is a straightforward business rewards credit card from Firefly Credit Union – a credit union located around the twin cities of Minnesota, St. Paul and Minneapolis. The card rewards companies for their everyday purchases with a basic-yet-effective rewards program – the Scorecard Rewards program. Accountholders earn one point for every dollar they spend on purchases with the Firefly Visa® Business Rewards card, points which are applicable towards gift cards, cashback, or even travel rewards or vacation packages. New accounts also benefit from an additional bonus 500 points when they open their Scorecard account – a nice perk indeed.
The Firefly Visa® Business Rewards is more than just a rewards credit card, however. The Firefly Visa® Business Rewards benefits from an exceptional and highly competitive typical APR for purchases, balance transfers, and cash advances, making it a powerful tool for everyday use. Applicants with outstanding credit scores can expect a low regular APR for purchases, balance transfers, and cash advances. The exact rate will vary depending upon both the current Prime Rate and creditworthiness. Those with less-than-perfect credit may experience a higher APR, though this rate is still competitive with other offers from larger lenders.
Businesses who receive the Firefly Visa® Business Rewards can also expect the usual protections and perks that companies across the world have come to know and expect from a Visa credit card. These benefits include 24/7 customer service should any issues arise, complete fraud and liability protections, and purchase and warranty protections. Businesses can also expect protection when their work takes them away from home, with collision damage waivers should a rental card be damaged, as well as travel accident insurance.
Should You Apply for the Firefly Visa® Business Rewards Card?
Overall, the Firefly Visa® Business Rewards is a sound, simple rewards credit card for companies in the Twin Cities. While the rewards earning potential of the Firefly Visa® Business Rewards isn’t exceptional, the highly competitive APR rates, lack of annual or maintenance fees, and Visa perks, the overall package makes this card a very enticing proposition.
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