| Last updated on October 4th, 2023
Justice x PenFed Power Cash Rewards Visa Signature® Card
Justice x PenFed Power Cash Rewards Visa Signature® Card
Justice x PenFed Power Cash Rewards Visa Signature® Card
- 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 17.99% Balance Transfer APR
- 17.99% Cash Advance APR
At a Glance
The Justice x PenFed Power Cash Rewards Visa Signature® Card offers Washington Justice Overwatch fans the chance to earn up to 2% cash back on all purchases while enjoying special discounts and team events throughout the season.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- 2% Cash Back on all purchases for PenFed Honors Advantage Members
- 1.5% Cash Back on all purchases made with the card
- $100 Statement Credi when you spend $1,500 in the first 90 days
- Regular Purchase APR: 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 17.99%
- Balance Transfer Transaction Fee: 3% per transactio
- Cash Advance APR: 17.99%
- Penalty APR: 17.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $28
- Return Payment Penalty Fee: Up to $25
- You love esports and want to cheer on your favorite team (provided it’s the Washington Justice)
- You want exclusive Justice discounts and access to team events
- You have an existing PenFed Honors Advantage membership to earn maximum rewards
- You don’t want to pay an annual fee or foreign transaction fees
Justice x PenFed Power Cash Rewards Visa Signature® Card Review
The PenFed Power Cash Rewards is a solid cash back rewards credit card from one of the nation’s largest credit unions: Pentagon Federal Credit Union. The Justice x PenFed Power Cash Rewards Visa Signature® takes this a step further by offer esports fans the chance to earn rewards on every purchase – and support their favorite Overwatch franchise at the same time.
Exclusive Washington Justice Savings and Rewards
The major difference between the Justice x PenFed Power Card and the regular PenFed Power Cash Rewards Visa Signature is the card’s special Washington Justice perks. Accountholders enjoy 20% savings on merchandise purchased in-person at the Washington Justice practice facility (excluding team jerseys). Additionally, cardholders receive special VIP perks, including in-person Washington Justice events during the 2022 season and quarterly virtual events with the team.
Earn Cash Back with Every Purchase
With everyday use, the Justice x PenFed Power Cash Rewards Visa Signature® Card earns a flat rate of accelerated cash back with every purchase. Cardholders earn 1.5% back on every purchase, with that rewards rate jumping to 2% back for eligible PenFed Honors Advantage members. PenFed Honors Advantage is available to PenFed Access America Checking Account holders or the primary account holder having an active duty, reserve, honorably discharged, or retired military status. The card also features no annual fee.
New accounts also enjoy a $100 statement credit after meeting minimum spending requirements within the first three months of opening an account. To earn that $100 credit, new accounts must use their new card to make $1,500 in purchases within the first 90 days.
How to Redeem Rewards
Redeeming cash back rewards with PenFed is straightforward, with only a handful of award options to choose from. Cardholders can redeem their rewards as a statement credit to offset their card’s balance, as a deposit into a PenFed Checking or Share account or transfer the cash back to an account with another financial institution. PenFed rewards never expire and are valid as long as the cardholder’s account is open and active.
Competitive APR
Credit union credit cards typically offer lower interest rates than banks as they are not-for-profit entities that serve members – not customers. The Justice x PenFed Power Cash Rewards is a testament to this, offering very competitive interest rates on purchases, balance transfers, and cash advances.
While variable based on creditworthiness and the Prime Rate, that rate starts at around 15% – significantly lower than the national average APR for a cash back credit card, currently over 18%. PenFed also offers highly competitive interest rates for balance transfers and cash advances – both enjoying an APR of around 18%.
Other Card Features
Other notable features with the Justice x PenFed Power Cash Rewards Visa Signature® Card include:
- Digital wallet compatibility with Apple Pay, Google Pay, and Samsung Pay
- Tap and Go contactless payment compatibility
- EMV chip technology, offering an additional layer of security
- 24/7 fraud monitoring
- Visa Zero Fraud Liability coverage
- PenFed and Visa Signature discounts
- Access to the Visa Signature Concierge and Luxury Hotels Collection portfolio
- No annual fee
- No foreign transaction fees
Should You Apply for the Justice x PenFed Power Cash Rewards Visa Signature® Card?
The Justice x PenFed Power Cash Rewards Visa Signature® Card is an intriguing card in that it is the first-of-its-kind. The card is the only esports credit card on the market, making it an excellent choice for Washington Justice Overwatch fans seeking exclusive team savings and perks.
In addition to those Justice savings, the card also provides enhanced cash back rewards – with rewards bouncing up to 2% back for eligible PenFed members. Add to that an extremely competitive APR, no foreign transaction fees, and the suite of protections and benefits that come from a Visa Signature product and you have an excellent credit card – not just for Overwatch and esports fans, but for everyday consumers that want an uncomplicated rewards card with no annual fee.
Browse Other Card Offers:
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.