| Last updated on June 18th, 2024
World of Hyatt Business Credit Card
World of Hyatt Business Credit Card
World of Hyatt Business Credit Card
- 20.74% to 27.74% Variable Regular Purchase APR
- 20.74% to 27.74% Variable Balance Transfer APR
- 29.49% Variable Cash Advance APR
At a Glance
The World of Hyatt Business Card is a business hotel rewards credit card from Chase. The card earns up to 9X Hyatt points per dollar spent, offers World of Hyatt Discoverist status for up to 5 employees, and features a lucrative 60,000-point introductory offer – all for a $199 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 15,000 more Bonus Points after you spend $12,000 in the first 6 months.
- Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
- Regular Purchase APR: 20.74% to 27.74% Variable
- Balance Transfer APR: 20.74% to 27.74% Variable
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.49% Variable
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% Variable
- Annual Fee: $199
- You have a small business and have employees that travel frequently
- You plan on issuing a handful of employee credit cards
- You expect to spend at least $5,000 on the card within 90 days of opening an account to take advantage of the card’s generous signup offer
In-Depth Review: World of Hyatt Business Credit Card
The World of Hyatt Business Card offers small-to-medium-sized (SMB) businesses the chance to maximize their savings when sending employees on business travel. The card features a $199 annual fee, earns an impressive amount of World of Hyatt points with every purchase, offers World of Hyatt elite tier status, and more.
Who Is the World of Hyatt Business Credit Card for?
The World of Hyatt Business Credit Card is unique in its spending categories, making it an ideal credit card for companies that may prioritize travel rewards but also want to ensure they get the most bang for their buck. That card’s spending categories, including airfare, gas stations, and dining, also include business essentials, like shipping, social media marketing, and office supplies.
So, who is this card for? Essentially, if you oversee a company that frequently sends employees on travel, this might be the card for you. While the best benefits are capped to a select amount of cardholders, those benefits are exceptional and can make life on the road a breeze for critical employees.
How to Apply
Credit Score Requirements
The World of Hyatt Business Card is a premium rewards card for small to medium-sized businesses (SMBs). Business cards of this type typically require either “good” or “excellent” credit when applying. Chase uses the applicant’s personal credit score while applying, so make sure to double-check your credit health before applying.
Application Requirements
Chase requires the following information when applying for a business credit card:
- Legal name of the business
- “Doing Business As” (DBA) name, if different from legal name
- Business type (LLC, sole proprietorship, etc.)
- Years in business
- Number of employees
- Company address
- Business contact information (phone, email)
- Revenue information
Welcome Offer Points Bonus
The card also comes with a lucrative welcome offer. New World of Hyatt Business Cardholders can earn 60,000 World of Hyatt points after spending $5,000 on purchases in the first three months of opening an account.
According to Hyatt, that points tally is good for up to 15 nights in Chicago at the Hyatt House Hotel or three nights at the Andaz Mayakoba Resort in Riviera Maya, Mexico. Regardless of where companies plan to spend their points, the introductory offer provides value that can help offset multiple nights when employees stay overnight on business.
How to Earn Rewards
As a credit card in the World of Hyatt loyalty program, the Hyatt Business Card provides its highest point potential on Hyatt stays. Businesses earn up to 9X points on stays at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions. This 9X tally breaks down as 4X points per $1 spent with the card, plus 5X base points as a World of Hyatt member.
Here’s a list of Hyatt brands eligible for the 9X points:
| Park Hyatt® | Hyatt | Hyatt House | Thompson Hotels |
| Miraval | Hyatt Ziva | Hyatt Residence Club | Hyatt Centric |
| Grand Hyatt | Hyatt Zilara | Andaz | Destination Hotels |
| Hyatt Regency | Hyatt Place | Alila | Joie de Vivre Hotels and Resorts |
The World of Hyatt Business Card also earns 2X points in various categories. First, the card earns 2X points per dollar spent on fitness club and gym memberships. Second, businesses earn 2X points on the top three spending categories each quarter (through the end of 2024). These bonus categories include:
- Airline tickets, when purchased directly with the airline
- Car rentals
- Dining
- Gas stations
- Internet, cable, and phone service providers
- Local transit and commuting
- Social media marketing and search engine advertising
All other purchases with the card earn a single World of Hyatt base point for every dollar spent. World of Hyatt points do not expire, provided the account is active and in good standing. However, remember that points will be forfeited should the account be inactive for 24 months.
How to Redeem Hyatt Points
Businesses redeem World of Hyatt points easily through award nights with participating properties.
Hotel award night rates vary depending on the category of the property, the date of the booking, and the location of the hotel or resort. Free nights in the program are bookable either with Points or a combination of Points + Cash.
- Points: Points bookings start as low as 5,000 for standard rooms to 10,000 points for premium suites with Category 1 hotels, and up to 40,000 points per night for Category 8 properties. For example, the Hyatt House Hotel in Chicago is a Category 1 property, while the Andaz Mayakoba Resort is a Category 6 resort.
- Points + Cash: Points + Cash bookings provide greater flexibility, with as few as 2,500 points plus 50% of the standard rate required to book a standard room in a Category 1 property.
Hyatt members can transfer points to approximately 30 transfer partners, including major names like Air France, British Airways, Delta Air Lines, Etihad, Southwest Airlines, United, and more. These partners offer a transfer ratio of approximately 2.5 Hyatt points to one partner mile/points.
World of Hyatt Benefits
The World of Hyatt Business Card comes with a huge selection of Hyatt benefits. These include:
| Benefit | Explained | ||
|---|---|---|---|
| Hyatt Discoverist status | The World of Hyatt Business Card provides instant elite-tier status upgrades for the primary account holder and up to five employees. Discoverist status allows you to enjoy a higher level of service and comfort around the world and usually requires ten qualifying nights each year. | ||
| Hyatt credits | Cardholders get up to $100 in Hyatt statement credits after spending $50 or more at any Hyatt property, plus in $50 statement credits up to two times each anniversary year. | ||
| Hyatt Leverage access | World of Hyatt Business cardholders enjoy access to Hyatt Leverage, the brand’s global business travel program. Leverage provides special offers for qualifying small-to-medium-sized enterprises at Hyatt properties. This benefit has an annual value of around $300+ on stays versus outside the program. | ||
| 5 annual Qualifying Night credits | Cardholders earn five (5) annual Qualifying Night credits for every $10,000 spent in a calendar year to use toward reaching top-tier elite status and Milestone Rewards faster. | ||
| Get 10% back | Companies that spend $50,000 in a calendar year get 10% of their redeemed points back for the rest of the year, on up to 200,000 points redeemed. | ||
World of Hyatt Elite Tiers
As noted, the World of Hyatt Business credit card provides Discoverist tier perks for the primary account holder and five employees. Here’s what to expect from that tier:
| Member | Discoverist | Explorist | Globalist | |
|---|---|---|---|---|
| Points bonus (All earn 5X) | – | 10% | 20% | 30% |
| Free night | ✔️ | ✔️ | ✔️ | ✔️ |
| Member rates | ✔️ | ✔️ | ✔️ | ✔️ |
| No resort fees | ✔️ | ✔️ | ✔️ | ✔️ |
| MGM tier match | Sapphire | Pearl | Gold | Gold |
| Small Luxury Hotels benefit | ✔️ | ✔️ | ✔️ | ✔️ |
| Premium internet | – | ✔️ | ✔️ | ✔️ |
| Bottled water | – | ✔️ | ✔️ | ✔️ |
| Room upgrades* | – | ✔️ | ✔️ | ✔️ |
| Elite check-in | – | ✔️ | ✔️ | ✔️ |
| Late check-out | – | ✔️ | ✔️ | ✔️ |
| AAdvantage bonus | – | ✔️ | ✔️ | ✔️ |
| Guaranteed availability | – | – | – | ✔️ |
| Club/breakfast access | – | – | – | ✔️ |
| Free parking | – | – | – | ✔️ |
| Priority room access | – | – | – | ✔️ |
| Guest of honor | ✔️ |
Transfer Partners
World of Hyatt points transfer to the following programs:
| Park Hyatt® | Hyatt | Hyatt House | Thompson Hotels |
| Miraval | Hyatt Ziva | Hyatt Residence Club | Hyatt Centric |
| Grand Hyatt | Hyatt Zilara | Andaz | Destination Hotels |
| Hyatt Regency | Hyatt Place | Alila | Joie de Vivre Hotels and Resorts |
Visa Signature Features
| Zero Fraud Liability | Roadside Dispatch | Cardholder Inquiry Services |
| Lost/Stolen Card Reporting | Emergency Card Replacement | Auto Rental Collison Damage Waiver |
| Travel and Emergency Assistance Services | Purchase and Extended Protection | Lost Luggage Reimbursement |
Other Card Features
Comparisons
| World of Hyatt Business Credit Card | United℠ Business Card | Wyndham Rewards® Earner℠ Business Card | |
|---|---|---|---|
| Annual fee | $199 | $0 intro annual fee for the first year, then $99 | $95 |
| Employee cards | Free | Free | Free |
| Rewards | Earn 9X points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member; Earn 2X Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter; amD Earn 2X Bonus Points per $1 spent on fitness club and gym memberships | Earn 2x miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting; and Earn 1x mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster | Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases; Earn 5 points per $1 spent on eligible marketing, advertising services, and utilities; and Earn 1 points per $1 spent on all other purchases (excluding Wyndham Timeshare resorts down payments) |
What We Like About the Card
Hyatt Credits
The World of Hyatt card provides up to $100 Hyatt credit every anniversary year as a card member. Just spend $50 or more at any Hyatt property, and you’ll receive a $50 statement credit up to twice every anniversary year. That bonus is lucrative and can go a long way to making your next Hyatt stay much more enjoyable.
Elite Tier Status
Beyond resort credits and bonus points, the card provides elite tier status for the primary account holder and up to five (5) employees. Enjoy immediate World of Hyatt Discoverist status for as long as you’re a cardmember, with the option to boost the elite status of up to five employees – a great treat for road-weary employees or even a gift for those who go that extra mile.
With Discounts through the Hyatt Leverage program, companies can receive up to 15% off standard room rates at participating Hyatt hotels.
Free Employee Cards
Like other Chase co-branded business cards, the World of Hyatt Business Card provides additional employee cards at no additional cost.
Things to Consider
Limited Tier Benefits for All
The ability to provide Discoverist status for up to six cardholders is nice but reduces the value other employees will get from the card. Essentially, other employees are making purchases that accelerate the tier status of others, with little reward for them. Fortunately, those card members can at least use the impressive Visa Signature protections the card provides.
World of Hyatt FAQs
Here are some answers to commonly asked questions about the World of Hyatt hotel loyalty program:
- The World of Hyatt loyalty program includes a huge array of brands, includingAlila, Andaz, Caption, Destination Hotels, Exhale, Grand Hyatt, Hyatt, Hyatt Centric, Hyatt House, Hyatt Place, Hyatt Regency, Hyatt Residence Club, Hyatt Zilara, Hyatt Ziva, Joie de Vivre, Miraval, Park Hyatt, Thompson, and The Unbound Collection.
- As of 2021, World of Hyatt has over 16 million members.
- Yes, after 24 months of inactivity on the member’s account.
- World of Hyatt Globalist status lasts at least 14 months, with the length of time depending on when you earned it.
Chase Ratings
How does the World of Hyatt Card stack up? Here are a selection of expert reviews for the card, as well as an overview of JP Morgan Chase as a bank:
| BestCards | Better Business Bureau | TrustPilot |
|
4.5/5 |
3.5/5 |
2/5 |
Should You Apply for the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card is an impressive hotel regards card for companies that frequently send employees on business trips and want to maximize their savings. The card’s 75,000-point welcome offer is very impressive – as are the up to 9X points the card earns on Hyatt stays.
The 2X point categories also provide excellent value, with the 2X points on your top three spending categories each quarter being very enticing. Unfortunately, that offer is set to expire at the end of 2022, though I wouldn’t be surprised if it was extended should the card prove successful.
The addition of Discoverist elite status is another nice perk. While that tier doesn’t provide upgrades or other luxury perks, it provides extra comfort for road-weary business travelers. Ultimately, the World of Hyatt Business Credit Card offers quality and value for its $199 annual fee.
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