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NerdUp by NerdWallet Credit Card
NerdUp by NerdWallet Credit Card
- 0% Cash Advance APR
At a Glance
The NerdUp by NerdWallet is a secured charge card designed to help build credit. The card earns 1% cash back on purchases, features a fairly low security deposit requirement, but doesn't provide any route for graduation to unsecured credit.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Build your credit with no credit check or interest charges
- Earn 1% cash back on purchases
- Use rewards to increase your deposit or offset your card bill
- $0 annual fee
- Cash Advance APR: 0%
- Cash Advance Transaction Fee: $3 per ATM withdrawal
- Late Payment Penalty Fee: $5
- Return Payment Penalty Fee: $5
- Minimum Deposit Required: $100
- You are new to credit and want an easy way to begin building credit
- You want automatic repayments to help avoid missed payments
- You want basic cash back rewards without an annual fee
Extra Debit Card
Extra Debit Card
At a Glance
The Extra Debit Card* is a credit builder debit card that offers rewards and more. The card is ideal for anyone newer to credit that doesn’t want the negative impact from a hard credit inquiry but still wants to earn rewards.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Every purchase can help build your credit1. At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus • 0% interest • Connects with your bank account2 • Earn rewards points everywhere. Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills • Current pricing is $20/month or $149/year for Credit Building. $25/month or $199/year for Credit Building + Rewards
- Annual Fee: See Terms
- Foreign Transaction Fee: See Terms
- Late Payment Penalty Fee: See Terms
- Minimum Deposit Required: See Terms
- You don’t want a credit check when looking for a new card
- You want a debit card that reports to Experian and Equifax every month
Yotta Debit Card
Yotta Debit Card
At a Glance
With the Yotta Debit Card, you can be a winner. It can help you save money the fun way, with prizes and sweepstakes. The card operates like any other debit card except with winning potential and no fees. Earn 10% of your purchases back in the form of tickets for prize sweepstakes, with prizes ranging from 10 cents to $10 million. Additionally, with every debit card swipe, you get a chance to win a paid purchase by Yotta.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Win up to $10M every week saving money in an FDIC-insured account with a base savings reward of 0.20% APY
- The only debit card that could literally make someone a millionaire including odds up to 1 in 100 Yotta will cover your entire purchase
- Earn 10% of your purchase amount back in the form of tickets into the following week's sweepstakes
- Get paid up to 2 days early when you use your Yotta account as your direct deposit/paycheck destination
- Direct deposit users also receive 1-in-150 Lucky Swipe odds
- Every paycheck earns 5% extra bonus tickets
- You're a fan of using mobile banking
- You're looking to open an FDIC-insured savings account
- You're interested in getting direct deposit two days in advance
- You want to use your debit card abroad with no fees or hassles
- You would enjoy prize drawings and sweepstakes as a benefit
- You would like a chance to win paid-for purchases with Lucky Swipes
Klutch Card
Klutch Card
- 5% to 25% variable based on creditworthiness and the Prime Rate Regular Purchase APR
At a Glance
The Klutch Card is a fresh look at the tired, old credit card. Instead of relying on the tried and true features, Klutch offers an ever-increasing number of apps and integrations, which seamlessly link with the card and offer a unique, customized experience. Even better, the Klutch card earns up to 6% cash back on purchases, features no hidden fees, and offers an exceptionally-low APR (for some).
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- Endless integrations via MiniApps. You can even create your own integrations
- Earn up to 6% cash back on eligible purchases
- Regular Purchase APR: 5% to 25% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You don’t want to pay an annual fee
- You enjoy adding integrations and apps to your card – a unique feature not found on any other card
- You understand coding and want to create custom integrations for your shopping and budget needs
Affirm Debit+™ Card
Affirm Debit+™ Card
- See Terms Regular Purchase APR
At a Glance
The Affirm Debit+™ Card is a fee-free Buy Now, Pay Later debit card that links to an existing bank account. The card, from Affirm and Evolve Bank & Trust, allows users to split purchases of $100 or more with no credit score impact – and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Pay up front, or pay over time—interest-free
- Split big purchases at 0% APR
- Regular Purchase APR: See Terms
- You're looking for a Buy Now, Pay Later service and not a credit card
- You meet the eligibility requirements for the card
- You do't want to pay an annual fee or any extraneous fees
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About Evolve Bank & Trust
Evolve Bank & Trust (sometimes stylized EB&T or Evolve Bank) is an Arkansas-based bank that traces its history back nearly 100 years. The bank’s history began in June of 1925 when the bank, then known as First State Bank, assumed the primary financial institution in eastern Cross County, Arkansas. By 1932 the bank was FDIC-insured, and it enjoyed continued growth through the 1960s.
Today, Evolve Bank & Trust operates a handful of locations across Arkansas and Western Tennessee, including the bank’s headquarters in Memphis.
Evolve Bank & Trust Credit and Debit Cards
While Evolve Bank & Trust doesn’t offer proprietary credit cards, it does provide payment solutions for leading companies and fintechs. These payment processing solutions include co-branded credit cards.
Evolve Bank & Trust currently offers two credit cards and a debit card – all for personal use. The two credit cards (the Bilt Mastercard® and Paceline Credit Card) feature rewards designed for specific audiences (renters and fitness enthusiasts, respectively, while the sole debit card offering (the Affirm Debit+™ Card) provides a unique mix of debit card and Buy Now, Pay Later (BNPL) service.
FAQs About Evolve Bank & Trust
Here are some commonly asked questions (and their answers) about Evolve Bank & Trust:
Yes. Evolve Bank & Trust is an FDIC-insured bank that accepts deposits, makes loans, and provides mortgage solutions, card facilities, and online banking services.
Evolve’s ACH Routing Number is 084108957
MyCardRules™ is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts.
Find the Best Card for You
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