KeyBank Credit Cards

KeyBank is a regional bank based in Cleveland, Ohio. Serving both personal and business clients, Key offers credit cards with varying degrees of perks. Browse credit cards below.

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Laurel Road Student Loan Cashback℠ Card

Laurel Road Student Loan Cashback℠ Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Laurel Road Student Loan Cashback℠ Card

  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR

At a Glance

The Laurel Road Student Loan Cashback? Card is a cash back rewards credit card that can help you pay off your student loans – no matter who issuers them. The card from KeyBank features no annual fee, 0% APR on balance transfers, and up to 2% cash back on all purchases.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 0% introductory APR for the first 12 months on balance transfers
  • 2% cash back on all purchases when applying rewards to student loans
  • No foreign transaction fees
  • Regular Purchase APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You want to prioritize repaying your student loans
  • You have an existing card balance you want to pay off
  • You don’t want to pay an annual fee

KeyBank Key2More Rewards® Credit Card

KeyBank Key2More Rewards® Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

KeyBank Key2More Rewards® Credit Card

  • 22.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 22.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

Earn points, get flexible redeeming options, and take advantage of an introductory 0% APR offer on purchases and balance transfers with the KeyBank Key2More Rewards® Credit Card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 5 points per $1 spent on eligible purchases with no caps
  • Spend at least $1,000 per calendar month and you’ll earn a 25% monthly points bonus
  • Spend at least $2,000 per calendar month and you’ll earn a 50% monthly points bonus
  • 0% APR on purchases and balance transfers for 6 months
  • No annual fee
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 22.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 22.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Over Limit Penalty Fee: $10 on each overdraft protection transfer
  • You’re looking for a rewards credit card
  • You can confidently meet monthly spending requirements in order to earn bonus points
  • You want a credit card with an introductory 0% APR on purchases and balance transfers
  • You do’t want to pay an annual fee
  • You want flexibility when redeeming accumulated rewards

KeyBank Latitude® Credit Card

KeyBank Latitude® Credit Card
Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair
Mastercard Processing Network
None Annual Fee

KeyBank Latitude® Credit Card

  • 20.24% to 27.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 20.24% to 27.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

With a 0% APR offer for 15 months, the KeyBank Latitude® Credit Card can save you plenty on interest charges.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR on purchases and balance transfers
  • Low regular APR on purchases and balance transfers after promotional rate expires
  • No annual fee
  • Temporary lock feature lets you freeze your card and prevent fraudulent activity if it gets lost or stole
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: UP to $40
  • Over Limit Penalty Fee: $10 for each overdraft protectio
  • You want a basic, low-rate credit card
  • You’re planning to carry or transfer a balance and can take advantage of an introductory 0% APR offer
  • You don’t want to pay an annual fee

Key Cashback Credit Card

Key Cashback Credit Card
Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair
Mastercard Processing Network
None Annual Fee

Key Cashback Credit Card

  • 22.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 22.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR

At a Glance

For anyone who wants a no-frills, easy-to-use cash back credit card, the Key Cashback Credit Card from Keybank is likely the perfect fit. When you bank with Keybank, you’ll save 2% on all purchases, and you can earn a special one-time $100 introductory bonus after you spend $500 in purchases within the first 60 days.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 1.5% cash back on every purchase, and 2% cash back when you bank and save with Key
  • Earn a $100 cash back bonus when you spend $500 or more in the first 60 days of opening your account
  • No annual fee
  • Enjoy a balance transfer APR of 0% for the first twelve months as an introductory offer
  • Regular Purchase APR: 22.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 22.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Over Limit Penalty Fee: $10 Overdraft Protection Fee
  • You already bank with Keybank
  • You want a card with no annual fees and 0% introductory APR
  • You will maximize your rewards potential by using your card often to earn up to 2% cash back
  • You will spend $500 in the first 60 days of opening your account to qualify for the $100 bonus

Key Secured Credit Card

Key Secured Credit Card
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Mastercard Processing Network
None Annual Fee

Key Secured Credit Card

  • 28.24% variable based on the Prime Rate Regular Purchase APR

At a Glance

Ideal for those building or rebuilding their credit, the Key Secured Credit Card? can set your financial reputation on the right path as long as you maintain smart spending habits.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • This card reports your history to credit bureaus
  • Account is reviewed twice a year to determine if you’re eligible for an unsecured credit card
  • Temporary lock feature allows you to freeze card activity if you misplace it
  • Regular Purchase APR: 28.24% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Minimum Deposit Required: $300
  • You have little or no credit history
  • You have a damaged credit score that you want to rebuild
  • You have not had a credit card before
  • You want to graduate to an unsecured credit card account
  • You don’t want to pay an annual fee

About KeyBank

KeyBank is a leading regional bank with its headquarters in Cleveland, Ohio. The bank is a part of KeyCorp, the holding company of which KeyBank si the primary subsidiary.

KeyBank specializes in small business, retail, and corporate banking, though it also deals with investments, credit cards, and personal savings, checking, and banking services.

The KeyBank history dates to 1849 and the Society for Savings – a mutual savings bank in Cleveland, OH. That bank went through a variety of name changes, eventually settling on Society National Bank in 1978. The KeyBank name was first introduced in 1994, when the Society Corporation merged with KeyCorp from Albany, NY.

Today, KeyBank is one of the twenty largest banks in the United States, with over $154 billion in total assets as of 2019. The bank operates around 1,200 branches and over 1,500 ATMs in 25 states and the District of Columbia.

Branch Locations

KeyBank currently operates 1,197 branches in 25 U.S. states and the District of Columbia. Current states where KeyBank has a presence include:

  • Alaska
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, D.C.

KeyBank also operates approximately 1,600 ATMs in the states in which it has a banking presence. For a complete listing of branch locations near you, please visit the bank’s dedicated location finder page

Frequently Asked Questions About KeyBank

Here you’ll find answers to common questions about KeyBank:

  • KeyBank is known as one of the largest banks in the United States. The bank is #20 on the list of the largest U.S. banks, with over $154 billion in assets as of 2019.
  • The routing number for KeyBank depends on the state in which you open your account. Every state has a different routing number. Please visit KeyBank’s key.com website to find your routing number.
  • The Keys2Benefits Card is a prepaid debit card for unemployment, child support, workers compensation, crisis intervention, and more. The Key2Benefits card can be used to make purchases anywhere MasterCard® debit cards are accepted.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.