Find the Best Credit Card for Your Needs
Finding your perfect credit card doesn’t have to be a hassle. The BestCards team has researched and reviewed over 1,000 credit, debit, and charge cards from over 100 leading banks and credit unions. We’ve analyzed cards for every lifestyle and set of needs to simplify your search for the top credit cards.
The Best Credit Card to Earn Rewards
Rewards credit cards earn valuable cashback, miles, or points that can be used for travel bookings and more. Find a rewards credit card that provides lucrative cash back or points that match your spending habits and lifestyle:
BEST FEATURES
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- 0% intro APR for 18 months on BTs
MORE INFO
- To earn cash back, pay at least the minimum due on time.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- View the full terms and conditions here
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The Best No Annual Fee Credit Cards
Looking for a credit card but don’t want to pay an annual fee? Here are some of the very best no annual fee credit card offers available:
Best Credit Card Perks for Fighting Inflation
Using a credit card can aid your budget during these times of inflation (and even after). Check out the best credit card perks for fighting inflation here.
The Best Cash Back Credit Cards
There are plenty of cash back rewards credit cards out there. We’ve narrowed them down and found the very best cash back credit cards for you
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The Best Credit Card to Pay Down Balances
Maintaining a solid credit score means keeping your card balances down below 30% of overall credit. One way to quickly pay down existing credit card balances is by transferring existing debt to a new credit card at a lower interest rate. Save money with some of the top balance transfer credit card picks from our staff:
BEST FEATURES
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions
- Combine the flexibility of a credit card with the predictability of a personal loan
- Great for large purchases with predictable payments you can budget for
- $0 annual fee, $0 activation fees, $0 foreign transaction fees
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- Mobile app to access your account anytime, anywhere
- View the full terms and conditions here
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What is the Longest 0% APR Credit Card?
What credit cards offer the longest 0% APR period for new applicants? Here are the current longest intro periods to help find your BestCard
The Best Credit Cards for Balance Transfers
Thinking about getting a balance transfer credit card? Here are the best credit cards for balance transfers with the longest 0% intro APR.
Tips for Choosing a Balance Transfer Credit Card
Having trouble choosing a new balance transfer credit card? Here are some helpful tips for making sure you get the right card.
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The Best Credit Card for a Low APR
The best credit scores enjoy the lowest interest rates. A low APR credit card is one where the interest charged is below the national average. Browse leading low APR credit card picks from our team:
BEST FEATURES
- No Late Fees, No Penalty Rate, and No Annual Fee… Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
OTHER INFO
- Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- View full terms and conditions
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What is the Longest 0% APR Credit Card?
What credit cards offer the longest 0% APR period for new applicants? Here are the current longest intro periods to help find your BestCard
The Best Credit Cards for Balance Transfers
Thinking about getting a balance transfer credit card? Here are the best credit cards for balance transfers with the longest 0% intro APR.
Tips for Choosing a Balance Transfer Credit Card
Having trouble choosing a new balance transfer credit card? Here are some helpful tips for making sure you get the right card.
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The Best Credit Card to Start Building Your Credit
Building credit can start at any time, but your college years are an ideal place to begin.
BEST FEATURES
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
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- Checking Account Required, initial refundable deposit of $300 becomes your credit limit
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What Is the Average Credit Card APR?
Wonder what the average credit card APR is? Wonder no more! Here are the current average interest rates on credit cards of all types!
11 of the Easiest Credit Cards to Get with Bad Credit
Looking to find the best credit cards for bad credit? The BestCards team has you covered with our guide to the top choices for rebuilding a damaged credit score.
The Best Secured Credit Cards
A secured credit card can help you build a low credit score fast. Here are the best secured credit cards
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The Best Credit Card for Improving Your Credit
If you have no credit history or you’ve had some issues with finances in the past, you may struggle to get approved for a credit card. Yet without one, it can be difficult to build or rebuild your credit score to qualify for future offers. Build credit with a credit repair or credit builder credit card, including secured credit cards:
BEST FEATURES
- No credit check to apply and find out instantly if you are approved
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
MORE INFO
- View the full terms and conditions here.
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11 of the Easiest Credit Cards to Get with Bad Credit
Looking to find the best credit cards for bad credit? The BestCards team has you covered with our guide to the top choices for rebuilding a damaged credit score.
The Best Secured Credit Cards
A secured credit card can help you build a low credit score fast. Here are the best secured credit cards
The Best Credit Cards for Fair Credit
Have an average or fair credit score but are struggling to find the right credit card? Here are our top credit cards for fair credit.
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The Best Credit Card for Crypto Rewards
Crypto rewards cards, including crypto credit, debit, and prepaid cards, are innovative products that often offer cash back rewards in the form of cryptocurrency. Browse the best crypto rewards card offers to find the ideal card for your spending style:
BEST FEATURES
- Earn crypto rewards on every purchase
- Earn rewards in 60+ cryptos on every purchase
- Get up to 3% crypto back* on every purchase
MORE INFO
- View the full terms and conditions here
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The Best Fintech & Crypto Credit Cards
Neobank and fintech cards are everywhere nowadays, but which are the best? Here are BestCards’ top fintech credit cards:
American Express Announces First Crypto Rewards Card
American Express will launch its first crypto rewards credit card with Abra later this year. Here is everything to know about the new card:
BlockFi Rewards Flex Offers Choice of Up to 5 Cryptos
BlockFi has introduced BlockFi Rewards Flex – allowing BlockFi cardholders to choose from 6 cryptocurrencies to earn rewards.
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The Best Credit Card for Businesses
Business credit cards work like personal cards, with a few key differences – namely, how they use and affect credit. Don’t settle for a personal card that doesn’t fit your company’s needs – browse top small business credit cards from our team:
BEST FEATURES
- Ideal for companies that struggle with expense reports, reimbursements, receipts, and expensive annual service contracts
- Combines seamless expense management software with business cards so you never have to process another expense report
MORE INFO
- View the full terms and conditions here
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PayPal and WebBank Launch Business Credit Card
PayPal has a new small business credit card: the PayPal Business Cashback Mastercard which earns 2% back on all purchases with $0 annual fee.
Chase Tightening Rules on Business Credit Card Applications
Chase is tightening its rules on small business credit cards. How will the news affect you? Read the whole story here.
Former Amazon Exec to Lead SoFi Credit Card Business
SoFi recently announced plans to launch a credit card division with Mastercard. Now, the company has chosen an long-time Amazon exec to lead the initiative.
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Browse Our Financial Resources
Our team has created numerous resources to help you better understand not only credit card offers, but also your credit health and journey.:
How to Use Autopay with Credit Cards
Tackling money problems is something to which we can all relate. While most of us are familiar with the concept of autopay, not everyone takes advantage of this convenient option.
Save Money w/ the Servicemembers Civil Relief Act
ecause our active-duty military personnel risk so much to protect our freedoms, they are provided with financial benefits, like the SCRA and MLA, to make their deployment a little less stressful.
Should You Close Old Credit Card Accounts?
Having unused credit cards can seem like a waste of time and money. After all, why keep a credit card that you don’t want? So, should you close your old credit card accounts or keep them open?
What Is a Deep Subprime Credit Score?
According to the consumer Finance Protection Bureau (CFPB), approximately 13% of the U.S. adult population has deep-subprime credit. But what exactly is “deep subprime credit”
What Is a Prime Credit Score?
Prime credit is a term that is thrown out often in credit repair and lending circles, but what does it mean? Here's what you need to know to boost your flagging score.
How to Get a Super-Prime Credit Score
Super-prime credit is the crème de la crème in the credit world. Not many people may be familiar with the term, but having super-prime credit can get you the best credit cards, the lowest interest rates, and the most lucrative rewards.
